# Best VA Mortgage Lenders in Kansas

**As of:** 2026-05-27

Compare the top VA mortgage lenders in Kansas. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/kansas/best-mortgage-lenders/va-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 179
- **Total Loans:** 29,343
- **Median Rate Spread:** 0.3452203389830508%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | UNITED WHOLESALE MORTGAGE, LLC | 95 | 64 | 83 | 1,051 | Independent Mortgage Company |
| 2 | NBKC BANK | 95 | 91 | 75 | 378 | Bank |
| 3 | Exchange Bank | 95 | 84 | 89 | 181 | Bank |
| 4 | First State Bank of St. Charles, Missouri | 89 | 63 | 89 | 483 | Bank |
| 5 | Arvest Bank | 89 | 65 | 66 | 389 | Bank |
| 6 | Armed Forces Bank, National Association | 89 | 81 | 62 | 81 | Bank |
| 7 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 88 | 48 | 82 | 409 | Independent Mortgage Company |
| 8 | Landmark National Bank | 85 | 74 | 61 | 502 | Bank |
| 9 | PENNYMAC LOAN SERVICES, LLC | 85 | 61 | 62 | 319 | Independent Mortgage Company |
| 10 | U.S. Bank National Association | 85 | 71 | 65 | 308 | Bank |
| 11 | FREEDOM MORTGAGE CORPORATION | 85 | 61 | 63 | 304 | Independent Mortgage Company |
| 12 | Prosperity Home Mortgage, LLC | 85 | 64 | 73 | 282 | Independent Mortgage Company |
| 13 | First Bank | 85 | 68 | 80 | 232 | Bank |
| 14 | GUARANTEED RATE, INC. | 85 | 79 | 70 | 123 | Independent Mortgage Company |
| 15 | Central National Bank | 85 | 79 | 88 | 118 | Bank |
| 16 | COMMUNITY MORTGAGE, LLC | 85 | 72 | 88 | 94 | Independent Mortgage Company |
| 17 | Gateway First Bank | 83 | 42 | 78 | 331 | Bank |
| 18 | Bell Bank | 83 | 49 | 82 | 278 | Bank |
| 19 | NAVY FEDERAL CREDIT UNION | 83 | 91 | 59 | 245 | Credit Union |
| 20 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 83 | 56 | 81 | 232 | Independent Mortgage Company |
| 21 | Intrust Bank, National Association | 83 | 86 | 62 | 138 | Bank |
| 22 | CMG MORTGAGE, INC. | 83 | 54 | 81 | 97 | Independent Mortgage Company |
| 23 | First Federal Bank | 83 | 92 | 58 | 92 | Bank |
| 24 | MOVEMENT MORTGAGE, LLC | 83 | 45 | 81 | 81 | Independent Mortgage Company |
| 25 | ROCKET MORTGAGE, LLC | 80 | 29 | 81 | 2,363 | Independent Mortgage Company |
| 26 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 80 | 33 | 83 | 1,609 | Independent Mortgage Company |
| 27 | FLAT BRANCH MORTGAGE, INC. | 80 | 37 | 85 | 1,496 | Independent Mortgage Company |
| 28 | COMMUNITYAMERICA CREDIT UNION | 79 | 60 | 64 | 1,025 | Credit Union |
| 29 | NBH Bank | 79 | 59 | 72 | 341 | Bank |
| 30 | Flagstar Bank, N.A. | 79 | 56 | 68 | 297 | Bank |
| 31 | LOANDEPOT.COM, LLC | 79 | 53 | 69 | 265 | Independent Mortgage Company |
| 32 | JPMorgan Chase Bank, National Association | 79 | 75 | 54 | 220 | Bank |
| 33 | USAA Federal Savings Bank | 79 | 62 | 58 | 218 | Bank |
| 34 | MORTGAGE INVESTMENT SERVICES CORPORATION | 79 | 52 | 73 | 201 | Independent Mortgage Company |
| 35 | NEWREZ LLC | 79 | 47 | 63 | 188 | Independent Mortgage Company |
| 36 | Members Mortgage Services, L.L.C. | 79 | 53 | 61 | 181 | Independent Mortgage Company |
| 37 | PLANET HOME LENDING, LLC | 79 | 45 | 77 | 178 | Independent Mortgage Company |
| 38 | PENTAGON FEDERAL CREDIT UNION | 79 | 66 | 58 | 131 | Credit Union |
| 39 | MUTUAL OF OMAHA MORTGAGE, INC. | 79 | 46 | 60 | 125 | Independent Mortgage Company |
| 40 | Plains Commerce Bank | 79 | 46 | 66 | 97 | Bank |
| 41 | Stride Bank, National Association | 79 | 57 | 84 | 75 | Bank |
| 42 | Mortgage Research Center, LLC | 75 | 34 | 61 | 1,040 | Independent Mortgage Company |
| 43 | Sierra Pacific Mortgage Company, Inc. | 75 | 38 | 77 | 464 | Independent Mortgage Company |
| 44 | GUILD MORTGAGE COMPANY LLC | 75 | 22 | 77 | 428 | Independent Mortgage Company |
| 45 | T2 FINANCIAL LLC | 75 | 22 | 82 | 110 | Independent Mortgage Company |
| 46 | The Central Trust Bank | 74 | 54 | 65 | 198 | Bank |
| 47 | American Mortgage Bank, LLC | 74 | 51 | 73 | 125 | Independent Mortgage Company |
| 48 | Wells Fargo Bank, National Association | 73 | 53 | 55 | 172 | Bank |
| 49 | Fidelity Bank, National Association | 71 | 36 | 71 | 548 | Bank |
| 50 | CROSSCOUNTRY MORTGAGE, LLC | 71 | 32 | 71 | 336 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Kansas.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.