# Best Mortgage Lenders in Lafayette

**As of:** 2026-05-21

Compare the top mortgage lenders in Lafayette. Data-driven rankings based on pricing, approval rates, and local market expertise.

> **Canonical URL:** https://saferate.com/lafayette/best-mortgage-lenders


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 43
- **Total Loans:** 2,241
- **Median Rate Spread:** 0.4973488372093023%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | PURDUE | 86 | 79 | 77 | 314 | Credit Union |
| 2 | First Merchants Bank | 86 | 66 | 71 | 124 | Bank |
| 3 | Old National Bank | 86 | 84 | 70 | 66 | Bank |
| 4 | RUOFF MORTGAGE COMPANY, INC. | 78 | 43 | 75 | 169 | Independent Mortgage Company |
| 5 | UNITED WHOLESALE MORTGAGE, LLC | 78 | 41 | 93 | 163 | Independent Mortgage Company |
| 6 | ROCKET MORTGAGE, LLC | 74 | 29 | 95 | 191 | Independent Mortgage Company |
| 7 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 74 | 24 | 85 | 189 | Independent Mortgage Company |
| 8 | JPMorgan Chase Bank, National Association | 73 | 49 | 70 | 68 | Bank |
| 9 | Centier Bank | 73 | 57 | 72 | 53 | Bank |
| 10 | The Huntington National Bank | 73 | 61 | 75 | 42 | Bank |
| 11 | Fifth Third Bank, National Association | 73 | 62 | 62 | 21 | Bank |
| 12 | VANDERBILT MORTGAGE AND FINANCE, INC. | 71 | 51 | 82 | 31 | Independent Mortgage Company |
| 13 | Regions Bank | 66 | 41 | 64 | 41 | Bank |
| 14 | FREEDOM MORTGAGE CORPORATION | 66 | 55 | 67 | 26 | Independent Mortgage Company |
| 15 | MJW FINANCIAL LLC | 66 | 49 | 71 | 23 | Independent Mortgage Company |
| 16 | Horizon Bank | 66 | 44 | 63 | 22 | Bank |
| 17 | Security Federal Savings Bank | 66 | 50 | 58 | 76 | Bank |
| 18 | FAIR WAY LENDING LLC | 63 | 27 | 61 | 29 | Independent Mortgage Company |
| 19 | CMG MORTGAGE, INC. | 62 | 33 | 81 | 20 | Independent Mortgage Company |
| 20 | GoodLeap, LLC | 60 | 52 | 56 | 20 | Independent Mortgage Company |
| 21 | STOCKTON MORTGAGE CORPORATION | 58 | 27 | 70 | 37 | Independent Mortgage Company |
| 22 | Mortgage Research Center, LLC | 58 | 34 | 70 | 36 | Independent Mortgage Company |
| 23 | Prosperity Home Mortgage, LLC | 58 | 37 | 77 | 32 | Independent Mortgage Company |
| 24 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 58 | 28 | 68 | 29 | Independent Mortgage Company |
| 25 | HALLMARK HOME MORTGAGE, LLC | 54 | 19 | 84 | 50 | Independent Mortgage Company |
| 26 | GVC MORTGAGE, INC. | 54 | 19 | 83 | 45 | Independent Mortgage Company |
| 27 | NEWREZ LLC | 52 | 35 | 59 | 38 | Independent Mortgage Company |
| 28 | Flanagan State Bank | 52 | 24 | 60 | 26 | Bank |
| 29 | NEW AMERICAN FUNDING, LLC | 52 | 22 | 60 | 21 | Independent Mortgage Company |
| 30 | CALCON MUTUAL MORTGAGE LLC | 46 | 16 | 57 | 49 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Lafayette.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.