# Best Conventional Mortgage Companie Lenders in Lakewood

**As of:** 2026-05-25

Compare the top mortgage companies for Conventional loans in Lakewood.

> **Canonical URL:** https://saferate.com/lakewood/best-mortgage-lenders/mortgage-companies/conventional-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 204
- **Total Loans:** 24,796
- **Median Rate Spread:** 0.3093826530612245%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | NJ LENDERS CORP. | 89 | 69 | 72 | 502 | Independent Mortgage Company |
| 2 | Advisors Mortgage Group, L.L.C. | 83 | 44 | 78 | 985 | Independent Mortgage Company |
| 3 | LOANDEPOT.COM, LLC | 83 | 45 | 72 | 592 | Independent Mortgage Company |
| 4 | PROVIDENT FUNDING ASSOCIATES, L.P. | 83 | 83 | 55 | 201 | Independent Mortgage Company |
| 5 | ROCKET MORTGAGE, LLC | 80 | 28 | 87 | 2,121 | Independent Mortgage Company |
| 6 | UNITED WHOLESALE MORTGAGE, LLC | 80 | 36 | 86 | 1,644 | Independent Mortgage Company |
| 7 | PLAZA HOME MORTGAGE, INC. | 79 | 43 | 63 | 109 | Independent Mortgage Company |
| 8 | ARK-LA-TEX FINANCIAL SERVICES, LLC. | 79 | 40 | 74 | 77 | Independent Mortgage Company |
| 9 | PENNYMAC LOAN SERVICES, LLC | 77 | 42 | 59 | 517 | Independent Mortgage Company |
| 10 | CROSSCOUNTRY MORTGAGE, LLC | 75 | 21 | 74 | 1,433 | Independent Mortgage Company |
| 11 | GUARANTEED RATE, INC. | 75 | 39 | 65 | 731 | Independent Mortgage Company |
| 12 | MOVEMENT MORTGAGE, LLC | 75 | 34 | 77 | 448 | Independent Mortgage Company |
| 13 | CMG MORTGAGE, INC. | 75 | 34 | 73 | 419 | Independent Mortgage Company |
| 14 | AMERICAN FEDERAL MORTGAGE CORPORATION | 75 | 96 | 39 | 204 | Independent Mortgage Company |
| 15 | Nations Lending Corporation | 75 | 33 | 86 | 81 | Independent Mortgage Company |
| 16 | MUTUAL OF OMAHA MORTGAGE, INC. | 74 | 65 | 55 | 127 | Independent Mortgage Company |
| 17 | MLD MORTGAGE INC. | 74 | 49 | 74 | 101 | Independent Mortgage Company |
| 18 | AMERIHOME MORTGAGE COMPANY, LLC | 74 | 44 | 64 | 64 | Independent Mortgage Company |
| 19 | KWIK MORTGAGE CORPORATION | 73 | 95 | 42 | 150 | Independent Mortgage Company |
| 20 | BAY EQUITY LLC | 73 | 46 | 65 | 64 | Independent Mortgage Company |
| 21 | PINNACLE MORTGAGE, INC. | 73 | 83 | 58 | 63 | Independent Mortgage Company |
| 22 | Paramount Residential Mortgage Group, Inc. | 71 | 24 | 60 | 296 | Independent Mortgage Company |
| 23 | NATIONSTAR MORTGAGE LLC | 71 | 27 | 64 | 209 | Independent Mortgage Company |
| 24 | Prosperity Home Mortgage, LLC | 71 | 33 | 71 | 199 | Independent Mortgage Company |
| 25 | UNION HOME MORTGAGE CORP. | 71 | 23 | 77 | 157 | Independent Mortgage Company |
| 26 | THE LOAN STORE, INC. | 71 | 39 | 71 | 140 | Independent Mortgage Company |
| 27 | FAIRWAY INDEPENDENT MORTGAGE CORPORATION | 71 | 25 | 78 | 139 | Independent Mortgage Company |
| 28 | AMERICAN FINANCIAL NETWORK, INC. | 71 | 29 | 63 | 88 | Independent Mortgage Company |
| 29 | KIND LENDING, LLC | 71 | 31 | 66 | 83 | Independent Mortgage Company |
| 30 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 71 | 20 | 78 | 75 | Independent Mortgage Company |
| 31 | EMM LOANS LLC | 71 | 28 | 78 | 68 | Independent Mortgage Company |
| 32 | FREEDOM MORTGAGE CORPORATION | 69 | 41 | 47 | 274 | Independent Mortgage Company |
| 33 | ALLIED MORTGAGE GROUP, INC. | 69 | 43 | 49 | 62 | Independent Mortgage Company |
| 34 | GREENTREE MORTGAGE COMPANY, L.P. | 67 | 29 | 71 | 76 | Independent Mortgage Company |
| 35 | NATIONS DIRECT MORTGAGE, LLC | 67 | 40 | 66 | 72 | Independent Mortgage Company |
| 36 | ABSOLUTE HOME MORTGAGE CORPORATION | 66 | 22 | 57 | 399 | Independent Mortgage Company |
| 37 | NEWREZ LLC | 66 | 31 | 58 | 337 | Independent Mortgage Company |
| 38 | GUARANTEED RATE AFFINITY, LLC | 66 | 32 | 54 | 242 | Independent Mortgage Company |
| 39 | FM Home Loans, LLC | 66 | 33 | 43 | 229 | Independent Mortgage Company |
| 40 | NEW AMERICAN FUNDING, LLC | 66 | 26 | 60 | 137 | Independent Mortgage Company |
| 41 | FIRST COLONY MORTGAGE CORPORATION | 66 | 38 | 77 | 60 | Independent Mortgage Company |
| 42 | PRIMELENDING, A PLAINSCAPITAL COMPANY | 66 | 26 | 76 | 56 | Independent Mortgage Company |
| 43 | GREENWAY MORTGAGE FUNDING CORP. | 64 | 44 | 41 | 96 | Independent Mortgage Company |
| 44 | AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC | 63 | 16 | 69 | 630 | Independent Mortgage Company |
| 45 | EMBRACE HOME LOANS, INC. | 63 | 32 | 60 | 181 | Independent Mortgage Company |
| 46 | Mortgage Research Center, LLC | 63 | 34 | 43 | 118 | Independent Mortgage Company |
| 47 | NORWICH COMMERCIAL GROUP, INC. | 63 | 37 | 59 | 109 | Independent Mortgage Company |
| 48 | MORTGAGE ACCESS CORP. | 63 | 21 | 42 | 92 | Independent Mortgage Company |
| 49 | BOND STREET MORTGAGE, LLC | 58 | 36 | 46 | 160 | Independent Mortgage Company |
| 50 | MILLENIUM HOME MORTGAGE, LLC | 58 | 33 | 53 | 96 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Lakewood.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.