# Best FHA Mortgage Lenders in Lansing

**As of:** 2026-05-21

Compare the top FHA mortgage lenders in Lansing. Data-driven rankings based on rates, fees, and approval rates.

> **Canonical URL:** https://saferate.com/lansing/best-mortgage-lenders/fha-loans


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


## Market Statistics

- **Total Lenders:** 64
- **Total Loans:** 4,804
- **Median Rate Spread:** 0.4492222222222222%

## Top Lenders

| Rank | Lender | SafeRate Score | Pricing | Pull-Through | Volume | Type |
|------|--------|----------------|---------|--------------|--------|------|
| 1 | UNITED WHOLESALE MORTGAGE, LLC | 88 | 52 | 81 | 372 | Independent Mortgage Company |
| 2 | The Dart Bank | 85 | 61 | 64 | 628 | Bank |
| 3 | The Huntington National Bank | 85 | 75 | 65 | 103 | Bank |
| 4 | Flagstar Bank, N.A. | 83 | 58 | 71 | 345 | Bank |
| 5 | FBC MORTGAGE, LLC | 83 | 77 | 82 | 31 | Independent Mortgage Company |
| 6 | ROCKET MORTGAGE, LLC | 80 | 36 | 81 | 563 | Independent Mortgage Company |
| 7 | UNION HOME MORTGAGE CORP. | 80 | 22 | 80 | 458 | Independent Mortgage Company |
| 8 | Fifth Third Bank, National Association | 79 | 72 | 58 | 110 | Bank |
| 9 | Northpointe Bank | 79 | 51 | 63 | 57 | Bank |
| 10 | Independent Bank | 79 | 83 | 57 | 44 | Bank |
| 11 | FREEDOM MORTGAGE CORPORATION | 79 | 65 | 62 | 32 | Independent Mortgage Company |
| 12 | TOWNE MORTGAGE COMPANY | 77 | 46 | 82 | 11 | Independent Mortgage Company |
| 13 | EMM LOANS LLC | 73 | 44 | 67 | 36 | Independent Mortgage Company |
| 14 | PENNYMAC LOAN SERVICES, LLC | 73 | 78 | 59 | 33 | Independent Mortgage Company |
| 15 | MICHIGAN MUTUAL, INC. | 73 | 43 | 69 | 25 | Independent Mortgage Company |
| 16 | LOANDEPOT.COM, LLC | 73 | 59 | 68 | 24 | Independent Mortgage Company |
| 17 | VAN DYK MORTGAGE CORPORATION | 71 | 32 | 68 | 51 | Independent Mortgage Company |
| 18 | FIRST COMMUNITY MORTGAGE, INC. | 70 | 33 | 84 | 37 | Independent Mortgage Company |
| 19 | JPMorgan Chase Bank, National Association | 69 | 59 | 47 | 81 | Bank |
| 20 | NEWREZ LLC | 68 | 52 | 56 | 20 | Independent Mortgage Company |
| 21 | GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION | 66 | 28 | 66 | 33 | Independent Mortgage Company |
| 22 | AMERICAN PORTFOLIO MORTGAGE CORPORATION | 66 | 32 | 76 | 27 | Independent Mortgage Company |
| 23 | CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP | 66 | 38 | 79 | 25 | Independent Mortgage Company |
| 24 | GUILD MORTGAGE COMPANY LLC | 66 | 29 | 80 | 24 | Independent Mortgage Company |
| 25 | EVERETT FINANCIAL, INC. | 63 | 9 | 80 | 78 | Independent Mortgage Company |
| 26 | J. VIRGIL, INC. | 63 | 24 | 75 | 22 | Independent Mortgage Company |
| 27 | AMERISAVE MORTGAGE CORPORATION | 62 | 23 | 45 | 16 | Independent Mortgage Company |
| 28 | CARRINGTON MORTGAGE SERVICES, LLC | 62 | 29 | 56 | 13 | Independent Mortgage Company |
| 29 | CROSSCOUNTRY MORTGAGE, LLC | 60 | 19 | 69 | 68 | Independent Mortgage Company |
| 30 | MORTGAGE 1 INCORPORATED | 60 | 15 | 79 | 51 | Independent Mortgage Company |
| 31 | NATIONSTAR MORTGAGE LLC | 56 | 13 | 63 | 50 | Independent Mortgage Company |
| 32 | SUCCESS MORTGAGE PARTNERS, INC. | 56 | 15 | 75 | 29 | Independent Mortgage Company |
| 33 | PRESTON HOME LOANS INC | 56 | 11 | 77 | 18 | Independent Mortgage Company |
| 34 | MORTGAGE CENTER L.C | 53 | 20 | 54 | 87 | Independent Mortgage Company |
| 35 | NEW AMERICAN FUNDING, LLC | 52 | 19 | 57 | 41 | Independent Mortgage Company |

## Methodology

Safe Rate calculates these rankings using a risk-adjusted, data-driven scoring system based on Home Mortgage Disclosure Act (HMDA) filings. Rather than relying on simple averages, our statistical models control for loan-level risk factors (such as LTV, loan amount, and property value) to evaluate a lender's true competitiveness within Lansing.

Our composite SafeRate Score is derived using an equal, geometric weighting of the following factors:
1. **Pricing:** Evaluates the lender's interest rates and net fees relative to the market.
2. **Pull-Through:** Measures the percentage of applications that successfully close, indicating reliability and customer service.
3. **Product Knowledge:** Evaluates the lender's specific experience and volume originating the selected loan product.
4. **Local Place Knowledge:** Analyzes the lender's total number of loans originated in the specific geography to determine local market expertise.