# A + MORTGAGE SERVICES, INC.

> **Canonical URL:** https://saferate.com/lenders/a-mortgage-services


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


A + MORTGAGE SERVICES, INC. is a independent mortgage company, headquartered in MUSKEGO, WI, serving borrowers across 3 states, with 488 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 37% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 31% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 5493009X5Z27VV479310
- **Headquarters:** MUSKEGO, WI
- **Geographic Reach:** Regional
- **States Served:** 3
- **State List:** FL, NC, WI
- **Markets (MSAs):** 5
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 99.1%
- **Brokered/Wholesale:** 0.9%

## Safe Rate Ratings

### Pricing: Strong 😀
- Score: 63/100
- Rating: ●●●●○ (4/5)

### Pull Through: Strong 😀
- Score: 69/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.299%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,389
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 488
- **Dollar Volume:** $169 million
- **Applications Received:** 532
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $346,496
- **Average Borrower Income:** $171,549
- **Average Property Value:** $459,016

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (70%)
- ⭐ **Purchase Gold Superstar** (70%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 63/100 | 447 | +0.333% | $1,332 | Strong 😀 |
| FHA | 50/100 | 11 | +0.380% | $1,806 | Sound ☺️ |
| VA | 65/100 | 26 | -0.289% | $1,171 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 399 loans, Score: 63/100 (Strong)
- Refinance: 48 loans, Score: 52/100 (Sound)

**VA:**
- Purchase: 26 loans, Score: 65/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 64/100 | 439 | $152M | +0.299% | Strong 😀 |
| Refinance | 52/100 | 49 | $17M | - | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| WI | 480 | 0.73% | 85/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Milwaukee | WI | 373 | 89/100 |
| Non |  | 46 | 42/100 |
| Racine | WI | 24 | 58/100 |
| Kenosha, WI | WI | 12 | 47/100 |
| Madison, WI | WI | 11 | 43/100 |

## Where This Lender Ranks

A + MORTGAGE SERVICES, INC. appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in Wisconsin Mortgage Companies
  - [View Full Rankings](https://saferate.com/wisconsin/best-mortgage-lenders/mortgage-companies)
- 🥇 **#1** in Wisconsin for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/wisconsin/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥇 **#1** in Milwaukee Mortgage Companies
  - [View Full Rankings](https://saferate.com/milwaukee/best-mortgage-lenders/mortgage-companies)
- 🥇 **#1** in Milwaukee for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/milwaukee/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🥈 **#2** in Milwaukee for VA Loans
  - [View Full Rankings](https://saferate.com/milwaukee/best-mortgage-lenders/va-loans)
- 🥈 **#2** in Milwaukee for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/milwaukee/best-mortgage-lenders/mortgage-companies/va-loans)
- 🥉 **#3** in Wisconsin for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/wisconsin/best-mortgage-lenders/mortgage-companies/va-loans)
- 🥉 **#3** in Racine for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/racine/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#4** in Racine Mortgage Companies
  - [View Full Rankings](https://saferate.com/racine/best-mortgage-lenders/mortgage-companies)
- 🏆 **#4** in Racine for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/racine/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#4** in Racine for VA Loans
  - [View Full Rankings](https://saferate.com/racine/best-mortgage-lenders/va-loans)
- 🏆 **#5** in Wisconsin for VA Loans
  - [View Full Rankings](https://saferate.com/wisconsin/best-mortgage-lenders/va-loans)
- 🏆 **#5** in Kenosha, WI for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/kenosha-wi/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#7** in Milwaukee for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/milwaukee/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#9** in Milwaukee
  - [View Full Rankings](https://saferate.com/milwaukee/best-mortgage-lenders)
- 🏆 **#9** in Milwaukee for Conventional Loans
  - [View Full Rankings](https://saferate.com/milwaukee/best-mortgage-lenders/conventional-loans)
- 🏆 **#11** in Wisconsin for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/wisconsin/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#11** in Milwaukee for FHA Loans
  - [View Full Rankings](https://saferate.com/milwaukee/best-mortgage-lenders/fha-loans)
- 🏆 **#14** in Racine
  - [View Full Rankings](https://saferate.com/racine/best-mortgage-lenders)
- 🏆 **#17** in Wisconsin
  - [View Full Rankings](https://saferate.com/wisconsin/best-mortgage-lenders)

## Frequently Asked Questions

### What loan types does A + MORTGAGE SERVICES, INC. offer?

A + MORTGAGE SERVICES, INC. offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does A + MORTGAGE SERVICES, INC. offer mortgages?

A + MORTGAGE SERVICES, INC. offers mortgages in 3 states: FL, NC, WI.

### How competitive are A + MORTGAGE SERVICES, INC.'s mortgage rates?

A + MORTGAGE SERVICES, INC. has a pricing score of 63/100 (Strong), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.299% above market average.

### What type of lender is A + MORTGAGE SERVICES, INC.?

A + MORTGAGE SERVICES, INC. is a non-depository lender that specializes in mortgage origination, headquartered in MUSKEGO, WI.

### What is A + MORTGAGE SERVICES, INC.'s loan approval success rate?

A + MORTGAGE SERVICES, INC. has a pull-through score of 69/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/a-mortgage-services

### How to Cite

> "A + MORTGAGE SERVICES, INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/a-mortgage-services

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