# AAA CAPITAL INVESTMENT, INC.

> **Canonical URL:** https://saferate.com/lenders/aaa-capital-investment


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


AAA CAPITAL INVESTMENT, INC. is a independent mortgage company, headquartered in ALHAMBRA, CA, serving borrowers across 27 states, with 1,178 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 71% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 35% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 254900IEGKUDRDS23V26
- **Headquarters:** ALHAMBRA, CA
- **Geographic Reach:** Near-National
- **States Served:** 27
- **State List:** AZ, CA, CO, FL, GA, HI, IL, IN, KS, MD, MI, NC, NE, NJ, NM, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA, WV
- **Markets (MSAs):** 20
- **Primary Channel:** mix
- **Direct Origination:** 39.9%
- **Brokered/Wholesale:** 60.1%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 29/100
- Rating: ●●○○○ (2/5)

### Pull Through: Strong 😀
- Score: 65/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.379%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,906
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 1,178
- **Dollar Volume:** $653 million
- **Applications Received:** 1,600
- **Market Share:** 3.00%

## Typical Borrower Profile

- **Average Loan Amount:** $554,329
- **Average Borrower Income:** $268,809
- **Average Property Value:** $902,075

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 63/100 | 1,092 | +0.368% | $2,944 | Strong 😀 |
| Jumbo | 75/100 | 74 | +0.685% | $2,122 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 948 loans, Score: 64/100 (Strong)
- Refinance: 144 loans, Score: 60/100 (Sound)

**Jumbo:**
- Purchase: 63 loans, Score: 76/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 63/100 | 1,021 | $558M | +0.405% | Strong 😀 |
| Refinance | 59/100 | 157 | $95M | +0.191% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CA | 749 | 0.26% | 78/100 |
| TX | 93 | 0.03% | 56/100 |
| GA | 63 | 0.05% | 56/100 |
| NV | 45 | 0.11% | 57/100 |
| FL | 33 | 0.01% | 44/100 |
| IL | 25 | 0.02% | 46/100 |
| MD | 20 | 0.03% | 45/100 |
| WA | 19 | 0.02% | 44/100 |
| CO | 18 | 0.02% | 43/100 |
| VA | 18 | 0.02% | 43/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Los Angeles | CA | 348 | 81/100 |
| Riverside | CA | 173 | 72/100 |
| Anaheim | CA | 102 | 71/100 |
| Dallas | TX | 49 | 56/100 |
| Las Vegas | NV | 43 | 58/100 |
| Atlanta | GA | 37 | 53/100 |
| Houston | TX | 23 | 46/100 |
| Oakland | CA | 21 | 49/100 |
| San Diego | CA | 21 | 48/100 |
| San Francisco | CA | 19 | 51/100 |
| Chicago | IL | 18 | 44/100 |
| Sacramento | CA | 16 | 45/100 |
| San Jose | CA | 16 | 46/100 |
| Savannah, GA | GA | 16 | 50/100 |
| Non |  | 16 | 23/100 |

## Where This Lender Ranks

AAA CAPITAL INVESTMENT, INC. appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#13** in Los Angeles Mortgage Companies
  - [View Full Rankings](https://saferate.com/los-angeles/best-mortgage-lenders/mortgage-companies)

## Frequently Asked Questions

### What loan types does AAA CAPITAL INVESTMENT, INC. offer?

AAA CAPITAL INVESTMENT, INC. offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does AAA CAPITAL INVESTMENT, INC. offer mortgages?

AAA CAPITAL INVESTMENT, INC. offers mortgages in 27 states: AZ, CA, CO, FL, GA, HI, IL, IN, KS, MD, MI, NC, NE, NJ, NM, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA, WV.

### How competitive are AAA CAPITAL INVESTMENT, INC.'s mortgage rates?

AAA CAPITAL INVESTMENT, INC. has a pricing score of 29/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.379% above market average.

### What type of lender is AAA CAPITAL INVESTMENT, INC.?

AAA CAPITAL INVESTMENT, INC. is a non-depository lender that specializes in mortgage origination, headquartered in ALHAMBRA, CA.

### What is AAA CAPITAL INVESTMENT, INC.'s loan approval success rate?

AAA CAPITAL INVESTMENT, INC. has a pull-through score of 65/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/aaa-capital-investment

### How to Cite

> "AAA CAPITAL INVESTMENT, INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/aaa-capital-investment

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