# AAFMAA Mortgage Services LLC

> **Canonical URL:** https://saferate.com/lenders/aafmaa-mortgage-services


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


AAFMAA Mortgage Services LLC is a independent mortgage company, headquartered in Raleigh, NC, serving borrowers across 13 states, with 206 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 33% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 46% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 2549007E9BI08H1N1T92
- **Headquarters:** Raleigh, NC
- **Geographic Reach:** Multi-Region
- **States Served:** 13
- **State List:** AL, AZ, CA, CO, FL, GA, MD, NC, SC, TN, TX, VA, WA
- **Markets (MSAs):** 4
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Strong 😀
- Score: 67/100
- Rating: ●●●●○ (4/5)

### Pull Through: Sound ☺️
- Score: 54/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** -0.080%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,239
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 206
- **Dollar Volume:** $80 million
- **Applications Received:** 285
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $387,039
- **Average Borrower Income:** $131,990
- **Average Property Value:** $483,786

## Safe Rate Awards 🏆

- ⭐ **VA Gold Superstar** (70%)
- ⭐ **Purchase Gold Superstar** (64%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 19/100 | 43 | +0.398% | $1,977 | Mediocre 😐 |
| FHA | 51/100 | 17 | +0.166% | $1,707 | Sound ☺️ |
| VA | 73/100 | 142 | -0.318% | $854 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 31 loans, Score: 20/100 (Mediocre)

**VA:**
- Purchase: 128 loans, Score: 73/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 50/100 | 180 | $70M | -0.059% | Sound ☺️ |
| Refinance | 30/100 | 26 | $10M | -0.169% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| NC | 128 | 0.09% | 67/100 |
| VA | 17 | 0.02% | 47/100 |
| FL | 14 | 0.00% | 40/100 |
| GA | 10 | 0.01% | 40/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 52 | 48/100 |
| Jacksonville, NC | NC | 44 | 75/100 |
| Fayetteville, NC | NC | 20 | 58/100 |
| Virginia Beach | VA-NC | 13 | 46/100 |

## Where This Lender Ranks

AAFMAA Mortgage Services LLC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#10** in Jacksonville, NC Mortgage Companies
  - [View Full Rankings](https://saferate.com/jacksonville-nc/best-mortgage-lenders/mortgage-companies)
- 🏆 **#10** in Jacksonville, NC for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/jacksonville-nc/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#12** in Jacksonville, NC
  - [View Full Rankings](https://saferate.com/jacksonville-nc/best-mortgage-lenders)
- 🏆 **#13** in Jacksonville, NC for VA Loans
  - [View Full Rankings](https://saferate.com/jacksonville-nc/best-mortgage-lenders/va-loans)
- 🏆 **#19** in Fayetteville, NC Mortgage Companies
  - [View Full Rankings](https://saferate.com/fayetteville-nc/best-mortgage-lenders/mortgage-companies)

## Frequently Asked Questions

### What loan types does AAFMAA Mortgage Services LLC offer?

AAFMAA Mortgage Services LLC offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does AAFMAA Mortgage Services LLC offer mortgages?

AAFMAA Mortgage Services LLC offers mortgages in 13 states: AL, AZ, CA, CO, FL, GA, MD, NC, SC, TN, TX, VA, WA.

### How competitive are AAFMAA Mortgage Services LLC's mortgage rates?

AAFMAA Mortgage Services LLC has a pricing score of 67/100 (Strong), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.080% below market average.

### What type of lender is AAFMAA Mortgage Services LLC?

AAFMAA Mortgage Services LLC is a non-depository lender that specializes in mortgage origination, headquartered in Raleigh, NC.

### What is AAFMAA Mortgage Services LLC's loan approval success rate?

AAFMAA Mortgage Services LLC has a pull-through score of 54/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/aafmaa-mortgage-services

### How to Cite

> "AAFMAA Mortgage Services LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/aafmaa-mortgage-services

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