# AbbyBank

> **Canonical URL:** https://saferate.com/lenders/abbybank


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


AbbyBank is a bank, headquartered in Abbotsford, WI, with 87 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 66% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 64% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 549300ZAI389CEN8VG51
- **Headquarters:** Abbotsford, WI
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** WI
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 34/100
- Rating: ●●○○○ (2/5)

### Pull Through: Acceptable 🙂
- Score: 36/100
- Rating: ●●○○○ (2/5)

### Pricing Details
- **Average Rate Spread:** +0.451%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,216
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 87
- **Dollar Volume:** $18 million
- **Applications Received:** 123
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $210,517
- **Average Borrower Income:** $133,678
- **Average Property Value:** $316,149

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 44/100 | 86 | +0.451% | $1,216 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 66 loans, Score: 43/100 (Sound)
- Refinance: 20 loans, Score: 32/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 44/100 | 67 | $16M | +0.428% | Sound ☺️ |
| Refinance | 30/100 | 20 | $3M | +0.524% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| WI | 87 | 0.13% | 69/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 54 | 53/100 |
| Wausau, WI | WI | 27 | 63/100 |

## Where This Lender Ranks

AbbyBank appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#7** in Wausau, WI Banks
  - [View Full Rankings](https://saferate.com/wausau-wi/best-mortgage-lenders/banks)
- 🏆 **#11** in Wausau, WI for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/wausau-wi/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#16** in Wausau, WI
  - [View Full Rankings](https://saferate.com/wausau-wi/best-mortgage-lenders)

## Frequently Asked Questions

### What loan types does AbbyBank offer?

AbbyBank offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does AbbyBank offer mortgages?

AbbyBank offers mortgages in 1 states: WI.

### How competitive are AbbyBank's mortgage rates?

AbbyBank has a pricing score of 34/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.451% above market average.

### What type of lender is AbbyBank?

AbbyBank is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Abbotsford, WI.

### What is AbbyBank's loan approval success rate?

AbbyBank has a pull-through score of 36/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/abbybank

### How to Cite

> "AbbyBank Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/abbybank

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