# ABERDEEN PROVING GROUND FEDERAL CREDIT UNION

> **Canonical URL:** https://saferate.com/lenders/aberdeen-proving-ground-federal-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


ABERDEEN PROVING GROUND FEDERAL CREDIT UNION is a credit union, headquartered in Edgewood, MD, serving borrowers across 7 states, with 251 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 19% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 32% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 5493004XJV6Y8XQYPX87
- **Headquarters:** Edgewood, MD
- **Geographic Reach:** Multi-Region
- **States Served:** 7
- **State List:** DE, FL, MD, NJ, PA, SC, VA
- **Markets (MSAs):** 3
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Exceptional 🤩
- Score: 81/100
- Rating: ●●●●● (5/5)

### Pull Through: Strong 😀
- Score: 68/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** -0.258%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $955
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 251
- **Dollar Volume:** $63 million
- **Applications Received:** 317
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $250,777
- **Average Borrower Income:** $121,267
- **Average Property Value:** $395,159

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (71%)
- ⭐ **Refinance Gold Superstar** (78%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 52/100 | 242 | -0.266% | $885 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 140 loans, Score: 44/100 (Sound)
- Refinance: 102 loans, Score: 65/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 44/100 | 148 | $46M | -0.309% | Sound ☺️ |
| Refinance | 63/100 | 103 | $17M | -0.181% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| MD | 218 | 0.31% | 77/100 |
| DE | 13 | 0.09% | 46/100 |
| PA | 12 | 0.01% | 41/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Baltimore | MD | 139 | 77/100 |
| Wilmington, DE |  | 75 | 72/100 |
| Non |  | 16 | 28/100 |

## Where This Lender Ranks

ABERDEEN PROVING GROUND FEDERAL CREDIT UNION appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in Maryland Credit Unions
  - [View Full Rankings](https://saferate.com/maryland/best-mortgage-lenders/credit-unions)
- 🥇 **#1** in Baltimore Credit Unions
  - [View Full Rankings](https://saferate.com/baltimore/best-mortgage-lenders/credit-unions)
- 🥈 **#2** in Wilmington, DE for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/wilmington-de/best-mortgage-lenders/credit-unions/conventional-loans)
- 🥉 **#3** in Maryland
  - [View Full Rankings](https://saferate.com/maryland/best-mortgage-lenders)
- 🥉 **#3** in Maryland for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/maryland/best-mortgage-lenders/credit-unions/conventional-loans)
- 🥉 **#3** in Baltimore
  - [View Full Rankings](https://saferate.com/baltimore/best-mortgage-lenders)
- 🥉 **#3** in Baltimore for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/baltimore/best-mortgage-lenders/credit-unions/conventional-loans)
- 🥉 **#3** in Wilmington, DE
  - [View Full Rankings](https://saferate.com/wilmington-de/best-mortgage-lenders)
- 🏆 **#11** in Wilmington, DE for Conventional Loans
  - [View Full Rankings](https://saferate.com/wilmington-de/best-mortgage-lenders/conventional-loans)
- 🏆 **#19** in Baltimore for Conventional Loans
  - [View Full Rankings](https://saferate.com/baltimore/best-mortgage-lenders/conventional-loans)

## Frequently Asked Questions

### What loan types does ABERDEEN PROVING GROUND FEDERAL CREDIT UNION offer?

ABERDEEN PROVING GROUND FEDERAL CREDIT UNION offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does ABERDEEN PROVING GROUND FEDERAL CREDIT UNION offer mortgages?

ABERDEEN PROVING GROUND FEDERAL CREDIT UNION offers mortgages in 7 states: DE, FL, MD, NJ, PA, SC, VA.

### How competitive are ABERDEEN PROVING GROUND FEDERAL CREDIT UNION's mortgage rates?

ABERDEEN PROVING GROUND FEDERAL CREDIT UNION has a pricing score of 81/100 (Exceptional), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.258% below market average.

### What type of lender is ABERDEEN PROVING GROUND FEDERAL CREDIT UNION?

ABERDEEN PROVING GROUND FEDERAL CREDIT UNION is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Edgewood, MD.

### What is ABERDEEN PROVING GROUND FEDERAL CREDIT UNION's loan approval success rate?

ABERDEEN PROVING GROUND FEDERAL CREDIT UNION has a pull-through score of 68/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/aberdeen-proving-ground-federal-credit-union

### How to Cite

> "ABERDEEN PROVING GROUND FEDERAL CREDIT UNION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/aberdeen-proving-ground-federal-credit-union

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