# ABSOLUTE HOME MORTGAGE CORPORATION

> **Canonical URL:** https://saferate.com/lenders/absolute-home-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


ABSOLUTE HOME MORTGAGE CORPORATION is a independent mortgage company, headquartered in Fairfield, NJ, serving borrowers across 24 states, with 2,882 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 80% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 32% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300D4ZYLSQ5LMTV35
- **Headquarters:** Fairfield, NJ
- **Geographic Reach:** Multi-Region
- **States Served:** 24
- **State List:** AL, AZ, CA, CO, DE, FL, GA, IL, MA, MD, ME, MI, NC, NH, NJ, NY, OH, PA, SC, TN, TX, VA, VT, WV
- **Markets (MSAs):** 30
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 20/100
- Rating: ●○○○○ (1/5)

### Pull Through: Strong 😀
- Score: 68/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.545%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,620
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 2,882
- **Dollar Volume:** $1.0 billion
- **Applications Received:** 4,132
- **Market Share:** 8.00%

## Typical Borrower Profile

- **Average Loan Amount:** $353,845
- **Average Borrower Income:** $136,865
- **Average Property Value:** $435,163

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 73/100 | 1,762 | +0.425% | $3,415 | Strong 😀 |
| FHA | 82/100 | 981 | +0.773% | $3,933 | Exceptional 🤩 |
| VA | 72/100 | 104 | +0.125% | $4,435 | Strong 😀 |
| Jumbo | 43/100 | 14 | +0.105% | $1,634 | Sound ☺️ |
| USDA | 52/100 | 21 | +0.768% | $3,039 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 1,608 loans, Score: 74/100 (Strong)
- Refinance: 154 loans, Score: 63/100 (Strong)

**FHA:**
- Purchase: 892 loans, Score: 82/100 (Exceptional)
- Refinance: 89 loans, Score: 77/100 (Strong)

**VA:**
- Purchase: 101 loans, Score: 73/100 (Strong)

**USDA:**
- Purchase: 21 loans, Score: 51/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 77/100 | 2,635 | $936M | +0.555% | Strong 😀 |
| Refinance | 66/100 | 247 | $84M | +0.426% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| NJ | 1,540 | 1.80% | 95/100 |
| FL | 471 | 0.16% | 71/100 |
| PA | 301 | 0.25% | 72/100 |
| NY | 233 | 0.21% | 69/100 |
| DE | 73 | 0.51% | 63/100 |
| OH | 58 | 0.04% | 52/100 |
| TN | 44 | 0.05% | 51/100 |
| SC | 43 | 0.05% | 52/100 |
| NC | 33 | 0.02% | 45/100 |
| GA | 23 | 0.02% | 43/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Camden, NJ | NJ | 415 | 89/100 |
| Lakewood | NJ | 399 | 87/100 |
| Newark, NJ | NJ | 364 | 89/100 |
| New York | NY-NJ | 244 | 74/100 |
| Non |  | 204 | 57/100 |
| West Palm Beach | FL | 144 | 74/100 |
| Philadelphia, PA | PA | 113 | 71/100 |
| Allentown | PA-NJ | 84 | 72/100 |
| Wilmington, DE |  | 64 | 63/100 |
| Tampa, FL | FL | 63 | 59/100 |
| Montgomery County | PA | 53 | 61/100 |
| Trenton | NJ | 52 | 72/100 |
| Scranton | PA | 51 | 65/100 |
| Fort Lauderdale | FL | 41 | 55/100 |
| Palm Bay | FL | 37 | 57/100 |

## Where This Lender Ranks

ABSOLUTE HOME MORTGAGE CORPORATION appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#8** in Binghamton, NY Mortgage Companies
  - [View Full Rankings](https://saferate.com/binghamton-ny/best-mortgage-lenders/mortgage-companies)
- 🏆 **#8** in Binghamton, NY for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/binghamton-ny/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#9** in Binghamton, NY for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/binghamton-ny/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#9** in Binghamton, NY for FHA Loans
  - [View Full Rankings](https://saferate.com/binghamton-ny/best-mortgage-lenders/fha-loans)
- 🏆 **#11** in New York for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/new-york-state/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🏆 **#13** in New York for USDA Loans
  - [View Full Rankings](https://saferate.com/new-york-state/best-mortgage-lenders/usda-loans)
- 🏆 **#15** in Binghamton, NY
  - [View Full Rankings](https://saferate.com/binghamton-ny/best-mortgage-lenders)
- 🏆 **#18** in Newark, NJ for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/newark-nj/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#18** in Vineland, NJ for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/vineland-nj/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#19** in Vineland, NJ for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/vineland-nj/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#20** in Newark, NJ for VA Loans
  - [View Full Rankings](https://saferate.com/newark-nj/best-mortgage-lenders/va-loans)
- 🏆 **#20** in Vineland, NJ for FHA Loans
  - [View Full Rankings](https://saferate.com/vineland-nj/best-mortgage-lenders/fha-loans)
- 🏆 **#20** in Hilton Head Island for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/hilton-head-island/best-mortgage-lenders/mortgage-companies/fha-loans)

## Frequently Asked Questions

### What loan types does ABSOLUTE HOME MORTGAGE CORPORATION offer?

ABSOLUTE HOME MORTGAGE CORPORATION offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does ABSOLUTE HOME MORTGAGE CORPORATION offer mortgages?

ABSOLUTE HOME MORTGAGE CORPORATION offers mortgages in 24 states: AL, AZ, CA, CO, DE, FL, GA, IL, MA, MD, ME, MI, NC, NH, NJ, NY, OH, PA, SC, TN, TX, VA, VT, WV.

### How competitive are ABSOLUTE HOME MORTGAGE CORPORATION's mortgage rates?

ABSOLUTE HOME MORTGAGE CORPORATION has a pricing score of 20/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.545% above market average.

### What type of lender is ABSOLUTE HOME MORTGAGE CORPORATION?

ABSOLUTE HOME MORTGAGE CORPORATION is a non-depository lender that specializes in mortgage origination, headquartered in Fairfield, NJ.

### What is ABSOLUTE HOME MORTGAGE CORPORATION's loan approval success rate?

ABSOLUTE HOME MORTGAGE CORPORATION has a pull-through score of 68/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/absolute-home-mortgage

### How to Cite

> "ABSOLUTE HOME MORTGAGE CORPORATION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/absolute-home-mortgage

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