# ACCESS CAPITAL FUNDING, L.L.C.

> **Canonical URL:** https://saferate.com/lenders/access-capital-funding


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


ACCESS CAPITAL FUNDING, L.L.C. is a independent mortgage company, headquartered in Chesterfield, MO, serving borrowers across 2 states, with 149 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 45% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300MY7KEVWMI4DF64
- **Headquarters:** Chesterfield, MO
- **Geographic Reach:** Regional
- **States Served:** 2
- **State List:** IL, MO
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 99.3%
- **Brokered/Wholesale:** 0.7%

## Safe Rate Ratings

### Pull Through: Sound ☺️
- Score: 55/100
- Rating: ●●●○○ (3/5)


### Lending Volume
- **Total Loans:** 149
- **Dollar Volume:** $47 million
- **Applications Received:** 149
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $316,678
- **Average Borrower Income:** $133,188
- **Average Property Value:** $409,497

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 37/100 | 113 | - | - | Acceptable 🙂 |
| FHA | 56/100 | 28 | +1.095% | $-1,319 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 71 loans, Score: 33/100 (Acceptable)
- Refinance: 42 loans, Score: 48/100 (Sound)

**FHA:**
- Purchase: 24 loans, Score: 55/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 38/100 | 103 | $32M | - | Acceptable 🙂 |
| Refinance | 47/100 | 46 | $15M | +1.095% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| MO | 145 | 0.19% | 72/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| St. Louis, MO | MO-IL | 142 | 79/100 |

## Frequently Asked Questions

### What loan types does ACCESS CAPITAL FUNDING, L.L.C. offer?

ACCESS CAPITAL FUNDING, L.L.C. offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does ACCESS CAPITAL FUNDING, L.L.C. offer mortgages?

ACCESS CAPITAL FUNDING, L.L.C. offers mortgages in 2 states: IL, MO.

### What type of lender is ACCESS CAPITAL FUNDING, L.L.C.?

ACCESS CAPITAL FUNDING, L.L.C. is a non-depository lender that specializes in mortgage origination, headquartered in Chesterfield, MO.

### What is ACCESS CAPITAL FUNDING, L.L.C.'s loan approval success rate?

ACCESS CAPITAL FUNDING, L.L.C. has a pull-through score of 55/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/access-capital-funding

### How to Cite

> "ACCESS CAPITAL FUNDING, L.L.C. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/access-capital-funding

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