# A&D Mortgage LLC

> **Canonical URL:** https://saferate.com/lenders/ad-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


A&D Mortgage LLC is a independent mortgage company, headquartered in HOLLYWOOD, FL, serving borrowers nationwide, with 3,318 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 82% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 46% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 2549005SIVTHG14U2905
- **Headquarters:** HOLLYWOOD, FL
- **Geographic Reach:** National
- **States Served:** 41
- **State List:** AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, ID, IL, IN, KS, KY, MA, MD, ME, MI, MS, MT, NC, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, WA, WI
- **Markets (MSAs):** 50
- **Primary Channel:** wholesale
- **Direct Origination:** 3.5%
- **Brokered/Wholesale:** 96.5%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 18/100
- Rating: ●○○○○ (1/5)

### Pull Through: Sound ☺️
- Score: 54/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.621%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,970
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 3,318
- **Dollar Volume:** $1.4 billion
- **Applications Received:** 6,082
- **Market Share:** 9.00%

## Typical Borrower Profile

- **Average Loan Amount:** $432,691
- **Average Borrower Income:** $289,876
- **Average Property Value:** $608,225

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 79/100 | 3,028 | +0.609% | $3,958 | Strong 😀 |
| FHA | 59/100 | 67 | +0.790% | $4,085 | Sound ☺️ |
| Jumbo | 84/100 | 223 | +0.776% | $4,199 | Exceptional 🤩 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 2,470 loans, Score: 78/100 (Strong)
- Refinance: 558 loans, Score: 78/100 (Strong)

**FHA:**
- Purchase: 64 loans, Score: 59/100 (Sound)

**Jumbo:**
- Purchase: 177 loans, Score: 84/100 (Exceptional)
- Refinance: 46 loans, Score: 82/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 77/100 | 2,711 | $1.2B | +0.603% | Strong 😀 |
| Refinance | 76/100 | 607 | $253M | +0.711% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| FL | 1,652 | 0.56% | 83/100 |
| NY | 323 | 0.28% | 72/100 |
| TX | 249 | 0.07% | 64/100 |
| CA | 225 | 0.08% | 62/100 |
| NJ | 144 | 0.17% | 66/100 |
| VA | 64 | 0.06% | 55/100 |
| AZ | 57 | 0.06% | 53/100 |
| MD | 57 | 0.08% | 54/100 |
| IL | 53 | 0.04% | 52/100 |
| CO | 50 | 0.06% | 52/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Miami | FL | 558 | 87/100 |
| Fort Lauderdale | FL | 371 | 82/100 |
| New York | NY-NJ | 193 | 71/100 |
| West Palm Beach | FL | 192 | 78/100 |
| Orlando | FL | 130 | 67/100 |
| Houston | TX | 106 | 61/100 |
| Nassau County | NY | 92 | 64/100 |
| Non |  | 65 | 39/100 |
| Tampa, FL | FL | 59 | 58/100 |
| Dallas | TX | 58 | 55/100 |
| Lakewood | NJ | 57 | 59/100 |
| Los Angeles | CA | 56 | 55/100 |
| Port St. Lucie, FL | FL | 50 | 62/100 |
| Cape Coral | FL | 45 | 58/100 |
| Phoenix | AZ | 44 | 51/100 |

## Where This Lender Ranks

A&D Mortgage LLC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#9** in Orlando for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/orlando/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🏆 **#14** in Nassau County for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/nassau-county/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🏆 **#16** in New York for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/new-york/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🏆 **#19** in Miami for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/miami/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🏆 **#20** in West Palm Beach for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/west-palm-beach/best-mortgage-lenders/mortgage-companies/jumbo-loans)

## Frequently Asked Questions

### What loan types does A&D Mortgage LLC offer?

A&D Mortgage LLC offers the following mortgage loan types: FHA, Conventional, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does A&D Mortgage LLC offer mortgages?

A&D Mortgage LLC is a national lender offering mortgages in all 50 states plus Washington D.C.

### How competitive are A&D Mortgage LLC's mortgage rates?

A&D Mortgage LLC has a pricing score of 18/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.621% above market average.

### What type of lender is A&D Mortgage LLC?

A&D Mortgage LLC is a non-depository lender that specializes in mortgage origination, headquartered in HOLLYWOOD, FL.

### What is A&D Mortgage LLC's loan approval success rate?

A&D Mortgage LLC has a pull-through score of 54/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

---

## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/ad-mortgage

### How to Cite

> "A&D Mortgage LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/ad-mortgage

---

**[View Interactive Profile →](https://saferate.com/lenders/ad-mortgage)**