# Advance Financial Group, LLC

> **Canonical URL:** https://saferate.com/lenders/advance-financial-group


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Advance Financial Group, LLC is a independent mortgage company, headquartered in SUFFOLK, VA, serving borrowers across 4 states, with 479 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 77% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 23% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300JJVGBKK5UE5035
- **Headquarters:** SUFFOLK, VA
- **Geographic Reach:** Regional
- **States Served:** 4
- **State List:** FL, NC, PA, VA
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 23/100
- Rating: ●●○○○ (2/5)

### Pull Through: Strong 😀
- Score: 77/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.096%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $4,243
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 479
- **Dollar Volume:** $196 million
- **Applications Received:** 602
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $408,549
- **Average Borrower Income:** $156,044
- **Average Property Value:** $487,359

## Safe Rate Awards 🏆

- ⭐ **VA Gold Superstar** (63%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 53/100 | 200 | +0.222% | $4,247 | Sound ☺️ |
| FHA | 66/100 | 88 | +0.383% | $3,882 | Strong 😀 |
| VA | 74/100 | 167 | -0.336% | $4,105 | Strong 😀 |
| Jumbo | 70/100 | 20 | +0.434% | $7,447 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 193 loans, Score: 55/100 (Sound)

**FHA:**
- Purchase: 86 loans, Score: 66/100 (Strong)

**VA:**
- Purchase: 163 loans, Score: 74/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 63/100 | 464 | $189M | +0.102% | Strong 😀 |
| Refinance | 30/100 | 15 | $7M | -0.052% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| VA | 432 | 0.40% | 84/100 |
| NC | 43 | 0.03% | 53/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Virginia Beach | VA-NC | 442 | 90/100 |
| Non |  | 22 | 30/100 |

## Where This Lender Ranks

Advance Financial Group, LLC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#5** in Virginia Beach for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/virginia-beach/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🏆 **#12** in Virginia Beach for Jumbo Loans
  - [View Full Rankings](https://saferate.com/virginia-beach/best-mortgage-lenders/jumbo-loans)
- 🏆 **#14** in Virginia Beach Mortgage Companies
  - [View Full Rankings](https://saferate.com/virginia-beach/best-mortgage-lenders/mortgage-companies)
- 🏆 **#19** in Virginia for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/virginia/best-mortgage-lenders/mortgage-companies/jumbo-loans)

## Frequently Asked Questions

### What loan types does Advance Financial Group, LLC offer?

Advance Financial Group, LLC offers the following mortgage loan types: FHA, Conventional, VA, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Advance Financial Group, LLC offer mortgages?

Advance Financial Group, LLC offers mortgages in 4 states: FL, NC, PA, VA.

### How competitive are Advance Financial Group, LLC's mortgage rates?

Advance Financial Group, LLC has a pricing score of 23/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.096% above market average.

### What type of lender is Advance Financial Group, LLC?

Advance Financial Group, LLC is a non-depository lender that specializes in mortgage origination, headquartered in SUFFOLK, VA.

### What is Advance Financial Group, LLC's loan approval success rate?

Advance Financial Group, LLC has a pull-through score of 77/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/advance-financial-group

### How to Cite

> "Advance Financial Group, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/advance-financial-group

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