# Adventure Credit Union

> **Canonical URL:** https://saferate.com/lenders/adventure-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Adventure Credit Union is a credit union, headquartered in Grand Rapids, MI, with 91 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 68% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 254900GP2576VSW7TS47
- **Headquarters:** Grand Rapids, MI
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** MI
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Acceptable 🙂
- Score: 32/100
- Rating: ●●○○○ (2/5)


### Lending Volume
- **Total Loans:** 91
- **Dollar Volume:** $24 million
- **Applications Received:** 143
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $258,516
- **Average Borrower Income:** $110,220
- **Average Property Value:** $300,000

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 36/100 | 91 | - | - | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 61 loans, Score: 33/100 (Acceptable)
- Refinance: 30 loans, Score: 44/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 34/100 | 61 | $17M | - | Acceptable 🙂 |
| Refinance | 42/100 | 30 | $6M | - | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| MI | 91 | 0.08% | 68/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Grand Rapids | MI | 63 | 67/100 |
| Non |  | 14 | 31/100 |

## Where This Lender Ranks

Adventure Credit Union appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#10** in Grand Rapids Credit Unions
  - [View Full Rankings](https://saferate.com/grand-rapids/best-mortgage-lenders/credit-unions)
- 🏆 **#10** in Grand Rapids for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/grand-rapids/best-mortgage-lenders/credit-unions/conventional-loans)

## Frequently Asked Questions

### What loan types does Adventure Credit Union offer?

Adventure Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Adventure Credit Union offer mortgages?

Adventure Credit Union offers mortgages in 1 states: MI.

### What type of lender is Adventure Credit Union?

Adventure Credit Union is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Grand Rapids, MI.

### What is Adventure Credit Union's loan approval success rate?

Adventure Credit Union has a pull-through score of 32/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/adventure-credit-union

### How to Cite

> "Adventure Credit Union Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/adventure-credit-union

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