# AgGeorgia Farm Credit, ACA

> **Canonical URL:** https://saferate.com/lenders/aggeorgia-farm-credit-aca


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


AgGeorgia Farm Credit, ACA is a independent mortgage company, headquartered in Perry, GA, with 51 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 97% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 82% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300VB36IN88XCBR50
- **Headquarters:** Perry, GA
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** GA
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 3/100
- Rating: ●○○○○ (1/5)

### Pull Through: Mediocre 😐
- Score: 18/100
- Rating: ●○○○○ (1/5)

### Pricing Details
- **Average Rate Spread:** +1.612%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $4,377
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 51
- **Dollar Volume:** $22 million
- **Applications Received:** 165
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $428,922
- **Average Borrower Income:** $864,020
- **Average Property Value:** $793,627

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 21/100 | 49 | +1.612% | $4,377 | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 38 loans, Score: 22/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 23/100 | 40 | $19M | +1.511% | Acceptable 🙂 |
| Refinance | 20/100 | 11 | $3M | +1.781% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| GA | 51 | 0.04% | 63/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 26 | 44/100 |

## Frequently Asked Questions

### What loan types does AgGeorgia Farm Credit, ACA offer?

AgGeorgia Farm Credit, ACA offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does AgGeorgia Farm Credit, ACA offer mortgages?

AgGeorgia Farm Credit, ACA offers mortgages in 1 states: GA.

### How competitive are AgGeorgia Farm Credit, ACA's mortgage rates?

AgGeorgia Farm Credit, ACA has a pricing score of 3/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 1.612% above market average.

### What type of lender is AgGeorgia Farm Credit, ACA?

AgGeorgia Farm Credit, ACA is a non-depository lender that specializes in mortgage origination, headquartered in Perry, GA.

### What is AgGeorgia Farm Credit, ACA's loan approval success rate?

AgGeorgia Farm Credit, ACA has a pull-through score of 18/100 (Mediocre). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/aggeorgia-farm-credit-aca

### How to Cite

> "AgGeorgia Farm Credit, ACA Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/aggeorgia-farm-credit-aca

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