# AgHeritage Farm Credit Services, ACA

> **Canonical URL:** https://saferate.com/lenders/agheritage-farm-credit-services-aca


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


AgHeritage Farm Credit Services, ACA is a independent mortgage company, headquartered in Little Rock, AR, serving borrowers across 2 states, with 63 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 63% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300VRH8KD60XSZK39
- **Headquarters:** Little Rock, AR
- **Geographic Reach:** Regional
- **States Served:** 2
- **State List:** AR, LA
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Acceptable 🙂
- Score: 37/100
- Rating: ●●○○○ (2/5)


### Lending Volume
- **Total Loans:** 63
- **Dollar Volume:** $21 million
- **Applications Received:** 67
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $332,460
- **Average Borrower Income:** $261,127
- **Average Property Value:** $483,413

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 31/100 | 61 | +0.694% | $3,060 | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 49 loans, Score: 31/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 30/100 | 51 | $18M | +0.670% | Acceptable 🙂 |
| Refinance | 25/100 | 12 | $3M | +0.647% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| AR | 62 | 0.19% | 67/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 38 | 49/100 |
| Little Rock | AR | 24 | 62/100 |

## Frequently Asked Questions

### What loan types does AgHeritage Farm Credit Services, ACA offer?

AgHeritage Farm Credit Services, ACA offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does AgHeritage Farm Credit Services, ACA offer mortgages?

AgHeritage Farm Credit Services, ACA offers mortgages in 2 states: AR, LA.

### What type of lender is AgHeritage Farm Credit Services, ACA?

AgHeritage Farm Credit Services, ACA is a non-depository lender that specializes in mortgage origination, headquartered in Little Rock, AR.

### What is AgHeritage Farm Credit Services, ACA's loan approval success rate?

AgHeritage Farm Credit Services, ACA has a pull-through score of 37/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/agheritage-farm-credit-services-aca

### How to Cite

> "AgHeritage Farm Credit Services, ACA Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/agheritage-farm-credit-services-aca

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