# AHL FUNDING

> **Canonical URL:** https://saferate.com/lenders/ahl-funding


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


AHL FUNDING is a independent mortgage company, headquartered in WESTLAKE VILLAGE, CA, serving borrowers across 16 states, with 665 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 85% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 51% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 254900JZN2V0PWFMW808
- **Headquarters:** WESTLAKE VILLAGE, CA
- **Geographic Reach:** Multi-Region
- **States Served:** 16
- **State List:** AZ, CA, CO, FL, ID, IL, IN, MO, MT, OH, OR, PA, SC, TN, TX, WA
- **Markets (MSAs):** 8
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 15/100
- Rating: ●○○○○ (1/5)

### Pull Through: Sound ☺️
- Score: 49/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.539%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $4,947
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 665
- **Dollar Volume:** $367 million
- **Applications Received:** 1,169
- **Market Share:** 2.00%

## Typical Borrower Profile

- **Average Loan Amount:** $551,361
- **Average Borrower Income:** $191,899
- **Average Property Value:** $662,338

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 52/100 | 286 | +0.493% | $5,434 | Sound ☺️ |
| FHA | 73/100 | 343 | +0.620% | $4,718 | Strong 😀 |
| VA | 59/100 | 20 | -0.219% | $3,162 | Sound ☺️ |
| Jumbo | 62/100 | 16 | +2.054% | $5,285 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 240 loans, Score: 52/100 (Sound)
- Refinance: 46 loans, Score: 42/100 (Sound)

**FHA:**
- Purchase: 319 loans, Score: 74/100 (Strong)
- Refinance: 24 loans, Score: 70/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 59/100 | 588 | $321M | +0.592% | Sound ☺️ |
| Refinance | 47/100 | 77 | $46M | +0.182% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CA | 506 | 0.18% | 76/100 |
| FL | 52 | 0.02% | 51/100 |
| TX | 52 | 0.01% | 51/100 |
| AZ | 16 | 0.02% | 43/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Riverside | CA | 219 | 77/100 |
| Los Angeles | CA | 134 | 71/100 |
| Anaheim | CA | 51 | 63/100 |
| Santa Rosa | CA | 33 | 65/100 |
| Houston | TX | 31 | 51/100 |
| Bakersfield | CA | 14 | 46/100 |
| Fresno, CA | CA | 14 | 46/100 |
| Phoenix | AZ | 11 | 40/100 |

## Frequently Asked Questions

### What loan types does AHL FUNDING offer?

AHL FUNDING offers the following mortgage loan types: FHA, Conventional, VA, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does AHL FUNDING offer mortgages?

AHL FUNDING offers mortgages in 16 states: AZ, CA, CO, FL, ID, IL, IN, MO, MT, OH, OR, PA, SC, TN, TX, WA.

### How competitive are AHL FUNDING's mortgage rates?

AHL FUNDING has a pricing score of 15/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.539% above market average.

### What type of lender is AHL FUNDING?

AHL FUNDING is a non-depository lender that specializes in mortgage origination, headquartered in WESTLAKE VILLAGE, CA.

### What is AHL FUNDING's loan approval success rate?

AHL FUNDING has a pull-through score of 49/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/ahl-funding

### How to Cite

> "AHL FUNDING Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/ahl-funding

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