# ALL CREDIT CONSIDERED MORTGAGE, INC.

> **Canonical URL:** https://saferate.com/lenders/all-credit-considered-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


ALL CREDIT CONSIDERED MORTGAGE, INC. is a independent mortgage company, headquartered in ROCKVILLE, MD, serving borrowers across 30 states, with 976 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 98% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 68% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300W45D2J6BT4LX65
- **Headquarters:** ROCKVILLE, MD
- **Geographic Reach:** Near-National
- **States Served:** 30
- **State List:** AL, AR, AZ, CA, CO, CT, DE, FL, GA, ID, IL, IN, KY, MD, MI, MN, MS, NC, NJ, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA
- **Markets (MSAs):** 30
- **Primary Channel:** wholesale
- **Direct Origination:** 0.1%
- **Brokered/Wholesale:** 99.9%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 2/100
- Rating: ●○○○○ (1/5)

### Pull Through: Acceptable 🙂
- Score: 32/100
- Rating: ●●○○○ (2/5)

### Pricing Details
- **Average Rate Spread:** +1.362%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $7,136
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 976
- **Dollar Volume:** $404 million
- **Applications Received:** 1,895
- **Market Share:** 3.00%

## Typical Borrower Profile

- **Average Loan Amount:** $414,139
- **Average Borrower Income:** $289,316
- **Average Property Value:** $567,326

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 55/100 | 916 | +1.380% | $7,120 | Sound ☺️ |
| Jumbo | 71/100 | 60 | +0.339% | $8,049 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 777 loans, Score: 56/100 (Sound)
- Refinance: 139 loans, Score: 54/100 (Sound)

**Jumbo:**
- Purchase: 45 loans, Score: 72/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 54/100 | 822 | $335M | +1.334% | Sound ☺️ |
| Refinance | 52/100 | 154 | $69M | +1.425% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CA | 163 | 0.06% | 62/100 |
| TX | 143 | 0.04% | 61/100 |
| FL | 112 | 0.04% | 58/100 |
| NJ | 87 | 0.10% | 63/100 |
| MD | 83 | 0.12% | 62/100 |
| NC | 50 | 0.03% | 52/100 |
| VA | 49 | 0.05% | 55/100 |
| AZ | 32 | 0.03% | 49/100 |
| GA | 31 | 0.02% | 48/100 |
| IL | 25 | 0.02% | 46/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Houston | TX | 71 | 60/100 |
| Los Angeles | CA | 44 | 56/100 |
| Arlington | VA-WV | 35 | 54/100 |
| Baltimore | MD | 35 | 54/100 |
| Washington, DC | DC-MD | 31 | 57/100 |
| Riverside | CA | 30 | 51/100 |
| Orlando | FL | 27 | 51/100 |
| Non |  | 27 | 30/100 |
| Charlotte | NC-SC | 26 | 50/100 |
| Newark, NJ | NJ | 26 | 53/100 |
| Dallas | TX | 25 | 48/100 |
| Phoenix | AZ | 25 | 48/100 |
| New York | NY-NJ | 22 | 48/100 |
| Chicago | IL | 21 | 46/100 |
| Atlanta | GA | 20 | 46/100 |

## Frequently Asked Questions

### What loan types does ALL CREDIT CONSIDERED MORTGAGE, INC. offer?

ALL CREDIT CONSIDERED MORTGAGE, INC. offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does ALL CREDIT CONSIDERED MORTGAGE, INC. offer mortgages?

ALL CREDIT CONSIDERED MORTGAGE, INC. offers mortgages in 30 states: AL, AR, AZ, CA, CO, CT, DE, FL, GA, ID, IL, IN, KY, MD, MI, MN, MS, NC, NJ, NV, OH, OK, OR, PA, SC, TN, TX, UT, VA, WA.

### How competitive are ALL CREDIT CONSIDERED MORTGAGE, INC.'s mortgage rates?

ALL CREDIT CONSIDERED MORTGAGE, INC. has a pricing score of 2/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 1.362% above market average.

### What type of lender is ALL CREDIT CONSIDERED MORTGAGE, INC.?

ALL CREDIT CONSIDERED MORTGAGE, INC. is a non-depository lender that specializes in mortgage origination, headquartered in ROCKVILLE, MD.

### What is ALL CREDIT CONSIDERED MORTGAGE, INC.'s loan approval success rate?

ALL CREDIT CONSIDERED MORTGAGE, INC. has a pull-through score of 32/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/all-credit-considered-mortgage

### How to Cite

> "ALL CREDIT CONSIDERED MORTGAGE, INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/all-credit-considered-mortgage

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