# ALTITUDE FINANCIAL CORPORATION

> **Canonical URL:** https://saferate.com/lenders/altitude-financial


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


ALTITUDE FINANCIAL CORPORATION is a independent mortgage company, headquartered in PHOENIX, AZ, serving borrowers across 9 states, with 1,002 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 54% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 19% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 5493001I7Z53NDBE4X59
- **Headquarters:** PHOENIX, AZ
- **Geographic Reach:** Multi-Region
- **States Served:** 9
- **State List:** AZ, CA, CO, FL, ID, NV, OR, TX, WA
- **Markets (MSAs):** 7
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 46/100
- Rating: ●●●○○ (3/5)

### Pull Through: Exceptional 🤩
- Score: 81/100
- Rating: ●●●●● (5/5)

### Pricing Details
- **Average Rate Spread:** +0.310%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,069
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 1,002
- **Dollar Volume:** $348 million
- **Applications Received:** 1,307
- **Market Share:** 3.00%

## Typical Borrower Profile

- **Average Loan Amount:** $347,655
- **Average Borrower Income:** $142,810
- **Average Property Value:** $455,509

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (63%)
- ⭐ **FHA Gold Superstar** (70%)
- ⭐ **VA Gold Superstar** (63%)
- ⭐ **Purchase Gold Superstar** (63%)
- ⭐ **Refinance Gold Superstar** (70%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 73/100 | 626 | +0.361% | $1,945 | Strong 😀 |
| FHA | 76/100 | 274 | +0.393% | $2,638 | Strong 😀 |
| VA | 73/100 | 83 | -0.291% | $2,012 | Strong 😀 |
| Jumbo | 62/100 | 13 | +0.393% | $1,290 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 536 loans, Score: 73/100 (Strong)
- Refinance: 90 loans, Score: 63/100 (Strong)

**FHA:**
- Purchase: 249 loans, Score: 75/100 (Strong)
- Refinance: 25 loans, Score: 72/100 (Strong)

**VA:**
- Purchase: 76 loans, Score: 72/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 74/100 | 878 | $311M | +0.338% | Strong 😀 |
| Refinance | 66/100 | 124 | $38M | +0.204% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| AZ | 881 | 0.89% | 87/100 |
| CA | 84 | 0.03% | 55/100 |
| CO | 14 | 0.02% | 41/100 |
| NV | 10 | 0.02% | 39/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Tucson, AZ | AZ | 571 | 95/100 |
| Phoenix | AZ | 188 | 71/100 |
| Sierra Vista | AZ | 62 | 78/100 |
| Non |  | 55 | 41/100 |
| Fresno, CA | CA | 43 | 61/100 |
| Visalia, CA | CA | 28 | 58/100 |
| Las Vegas | NV | 10 | 39/100 |

## Where This Lender Ranks

ALTITUDE FINANCIAL CORPORATION appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥈 **#2** in Tucson, AZ
  - [View Full Rankings](https://saferate.com/tucson-az/best-mortgage-lenders)
- 🥈 **#2** in Tucson, AZ Mortgage Companies
  - [View Full Rankings](https://saferate.com/tucson-az/best-mortgage-lenders/mortgage-companies)
- 🥈 **#2** in Sierra Vista
  - [View Full Rankings](https://saferate.com/sierra-vista/best-mortgage-lenders)
- 🥈 **#2** in Sierra Vista Mortgage Companies
  - [View Full Rankings](https://saferate.com/sierra-vista/best-mortgage-lenders/mortgage-companies)
- 🥉 **#3** in Arizona
  - [View Full Rankings](https://saferate.com/arizona/best-mortgage-lenders)
- 🥉 **#3** in Arizona Mortgage Companies
  - [View Full Rankings](https://saferate.com/arizona/best-mortgage-lenders/mortgage-companies)
- 🥉 **#3** in Fresno, CA Mortgage Companies
  - [View Full Rankings](https://saferate.com/fresno-ca/best-mortgage-lenders/mortgage-companies)
- 🏆 **#4** in Sierra Vista for FHA Loans
  - [View Full Rankings](https://saferate.com/sierra-vista/best-mortgage-lenders/fha-loans)
- 🏆 **#4** in Sierra Vista for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/sierra-vista/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#5** in Tucson, AZ for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/tucson-az/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#5** in Sierra Vista for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/sierra-vista/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#6** in Tucson, AZ for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/tucson-az/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🏆 **#6** in Phoenix Mortgage Companies
  - [View Full Rankings](https://saferate.com/phoenix/best-mortgage-lenders/mortgage-companies)
- 🏆 **#6** in Sierra Vista for Conventional Loans
  - [View Full Rankings](https://saferate.com/sierra-vista/best-mortgage-lenders/conventional-loans)
- 🏆 **#7** in Arizona for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/arizona/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#7** in Tucson, AZ for Conventional Loans
  - [View Full Rankings](https://saferate.com/tucson-az/best-mortgage-lenders/conventional-loans)
- 🏆 **#7** in Tucson, AZ for FHA Loans
  - [View Full Rankings](https://saferate.com/tucson-az/best-mortgage-lenders/fha-loans)
- 🏆 **#7** in Tucson, AZ for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/tucson-az/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#7** in Fresno, CA
  - [View Full Rankings](https://saferate.com/fresno-ca/best-mortgage-lenders)
- 🏆 **#7** in Visalia, CA Mortgage Companies
  - [View Full Rankings](https://saferate.com/visalia-ca/best-mortgage-lenders/mortgage-companies)

## Frequently Asked Questions

### What loan types does ALTITUDE FINANCIAL CORPORATION offer?

ALTITUDE FINANCIAL CORPORATION offers the following mortgage loan types: FHA, Conventional, VA, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does ALTITUDE FINANCIAL CORPORATION offer mortgages?

ALTITUDE FINANCIAL CORPORATION offers mortgages in 9 states: AZ, CA, CO, FL, ID, NV, OR, TX, WA.

### How competitive are ALTITUDE FINANCIAL CORPORATION's mortgage rates?

ALTITUDE FINANCIAL CORPORATION has a pricing score of 46/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.310% above market average.

### What type of lender is ALTITUDE FINANCIAL CORPORATION?

ALTITUDE FINANCIAL CORPORATION is a non-depository lender that specializes in mortgage origination, headquartered in PHOENIX, AZ.

### What is ALTITUDE FINANCIAL CORPORATION's loan approval success rate?

ALTITUDE FINANCIAL CORPORATION has a pull-through score of 81/100 (Exceptional). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/altitude-financial

### How to Cite

> "ALTITUDE FINANCIAL CORPORATION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/altitude-financial

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