# American Bank of Commerce

> **Canonical URL:** https://saferate.com/lenders/american-bank-of-commerce


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


American Bank of Commerce is a bank, headquartered in Wolfforth, TX, serving borrowers across 3 states, with 16 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 69% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 5493006XE7ZLYUW25E11
- **Headquarters:** Wolfforth, TX
- **Geographic Reach:** Regional
- **States Served:** 3
- **State List:** CO, NM, TX
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Acceptable 🙂
- Score: 31/100
- Rating: ●●○○○ (2/5)


### Lending Volume
- **Total Loans:** 16
- **Dollar Volume:** $6 million
- **Applications Received:** 27
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $359,375
- **Average Borrower Income:** $337,438
- **Average Property Value:** $470,625

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 14/100 | 10 | +0.365% | $2,294 | Mediocre 😐 |

### Product Performance by Purpose

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 15/100 | 16 | $6M | +0.357% | Mediocre 😐 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TX | 14 | 0.00% | 49/100 |

## Frequently Asked Questions

### What loan types does American Bank of Commerce offer?

American Bank of Commerce offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does American Bank of Commerce offer mortgages?

American Bank of Commerce offers mortgages in 3 states: CO, NM, TX.

### What type of lender is American Bank of Commerce?

American Bank of Commerce is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Wolfforth, TX.

### What is American Bank of Commerce's loan approval success rate?

American Bank of Commerce has a pull-through score of 31/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/american-bank-of-commerce

### How to Cite

> "American Bank of Commerce Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/american-bank-of-commerce

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