# AMERICAN EAGLE FINANCIAL Credit Union

> **Canonical URL:** https://saferate.com/lenders/american-eagle-financial-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


AMERICAN EAGLE FINANCIAL Credit Union is a credit union, headquartered in EAST HARTFORD, CT, serving borrowers across 2 states, with 144 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 23% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 52% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300TYBI78RNWPFB28
- **Headquarters:** EAST HARTFORD, CT
- **Geographic Reach:** Regional
- **States Served:** 2
- **State List:** CT, MA
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Strong 😀
- Score: 77/100
- Rating: ●●●●○ (4/5)

### Pull Through: Sound ☺️
- Score: 48/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** -0.190%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $873
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 144
- **Dollar Volume:** $43 million
- **Applications Received:** 280
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $299,514
- **Average Borrower Income:** $159,000
- **Average Property Value:** $477,500

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 45/100 | 137 | -0.182% | $876 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 81 loans, Score: 39/100 (Acceptable)
- Refinance: 56 loans, Score: 60/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 40/100 | 88 | $31M | -0.213% | Sound ☺️ |
| Refinance | 58/100 | 56 | $12M | -0.153% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CT | 141 | 0.41% | 76/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Hartford | CT | 118 | 80/100 |
| New Haven, CT | CT | 11 | 46/100 |

## Where This Lender Ranks

AMERICAN EAGLE FINANCIAL Credit Union appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥉 **#3** in Hartford for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/hartford/best-mortgage-lenders/credit-unions/conventional-loans)
- 🥉 **#3** in New Haven, CT for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/new-haven-ct/best-mortgage-lenders/credit-unions/conventional-loans)
- 🏆 **#4** in Connecticut Credit Unions
  - [View Full Rankings](https://saferate.com/connecticut/best-mortgage-lenders/credit-unions)
- 🏆 **#4** in Connecticut for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/connecticut/best-mortgage-lenders/credit-unions/conventional-loans)

## Frequently Asked Questions

### What loan types does AMERICAN EAGLE FINANCIAL Credit Union offer?

AMERICAN EAGLE FINANCIAL Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does AMERICAN EAGLE FINANCIAL Credit Union offer mortgages?

AMERICAN EAGLE FINANCIAL Credit Union offers mortgages in 2 states: CT, MA.

### How competitive are AMERICAN EAGLE FINANCIAL Credit Union's mortgage rates?

AMERICAN EAGLE FINANCIAL Credit Union has a pricing score of 77/100 (Strong), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.190% below market average.

### What type of lender is AMERICAN EAGLE FINANCIAL Credit Union?

AMERICAN EAGLE FINANCIAL Credit Union is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in EAST HARTFORD, CT.

### What is AMERICAN EAGLE FINANCIAL Credit Union's loan approval success rate?

AMERICAN EAGLE FINANCIAL Credit Union has a pull-through score of 48/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/american-eagle-financial-credit-union

### How to Cite

> "AMERICAN EAGLE FINANCIAL Credit Union Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/american-eagle-financial-credit-union

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