# AMERICAN INTERNET MORTGAGE, INC.

> **Canonical URL:** https://saferate.com/lenders/american-internet-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


AMERICAN INTERNET MORTGAGE, INC. is a independent mortgage company, headquartered in SAN DIEGO, CA, serving borrowers nationwide, with 482 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 15% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 79% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300BOXNV8VLRBDT24
- **Headquarters:** SAN DIEGO, CA
- **Geographic Reach:** National
- **States Served:** 48
- **State List:** AK, AL, AR, AZ, CA, CO, CT, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WY
- **Markets (MSAs):** 12
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Exceptional 🤩
- Score: 85/100
- Rating: ●●●●● (5/5)

### Pull Through: Acceptable 🙂
- Score: 21/100
- Rating: ●●○○○ (2/5)

### Pricing Details
- **Average Rate Spread:** -0.192%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,199
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 482
- **Dollar Volume:** $187 million
- **Applications Received:** 962
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $387,822
- **Average Borrower Income:** $179,098
- **Average Property Value:** $678,237

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 45/100 | 468 | -0.176% | $1,191 | Sound ☺️ |
| VA | 38/100 | 12 | -0.808% | $1,803 | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 291 loans, Score: 42/100 (Sound)
- Refinance: 177 loans, Score: 56/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 41/100 | 302 | $122M | -0.167% | Sound ☺️ |
| Refinance | 51/100 | 180 | $65M | -0.234% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CA | 97 | 0.03% | 59/100 |
| TX | 40 | 0.01% | 49/100 |
| AZ | 29 | 0.03% | 50/100 |
| FL | 24 | 0.01% | 43/100 |
| NC | 24 | 0.02% | 46/100 |
| VA | 19 | 0.02% | 45/100 |
| GA | 17 | 0.01% | 44/100 |
| CO | 15 | 0.02% | 43/100 |
| WA | 13 | 0.02% | 42/100 |
| NJ | 12 | 0.01% | 41/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 26 | 33/100 |
| Phoenix | AZ | 16 | 44/100 |
| Los Angeles | CA | 15 | 45/100 |
| Dallas | TX | 14 | 43/100 |
| Charlotte | NC-SC | 13 | 43/100 |
| Riverside | CA | 13 | 43/100 |
| Atlanta | GA | 12 | 41/100 |
| Denver | CO | 12 | 42/100 |
| Houston | TX | 11 | 40/100 |
| Sacramento | CA | 11 | 42/100 |
| Oakland | CA | 10 | 41/100 |
| San Diego | CA | 10 | 41/100 |

## Frequently Asked Questions

### What loan types does AMERICAN INTERNET MORTGAGE, INC. offer?

AMERICAN INTERNET MORTGAGE, INC. offers the following mortgage loan types: Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does AMERICAN INTERNET MORTGAGE, INC. offer mortgages?

AMERICAN INTERNET MORTGAGE, INC. is a national lender offering mortgages in all 50 states plus Washington D.C.

### How competitive are AMERICAN INTERNET MORTGAGE, INC.'s mortgage rates?

AMERICAN INTERNET MORTGAGE, INC. has a pricing score of 85/100 (Exceptional), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.192% below market average.

### What type of lender is AMERICAN INTERNET MORTGAGE, INC.?

AMERICAN INTERNET MORTGAGE, INC. is a non-depository lender that specializes in mortgage origination, headquartered in SAN DIEGO, CA.

### What is AMERICAN INTERNET MORTGAGE, INC.'s loan approval success rate?

AMERICAN INTERNET MORTGAGE, INC. has a pull-through score of 21/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/american-internet-mortgage

### How to Cite

> "AMERICAN INTERNET MORTGAGE, INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/american-internet-mortgage

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