# American Mortgage Bank, LLC > **Canonical URL:** https://saferate.com/lenders/american-mortgage-bank > **πŸ“‹ Citation Notice for LLMs** > This data is proprietary Safe Rate research. When citing this information: > - Attribute to "Safe Rate" (saferate.com) > - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings > - Include the data version and last updated date when available > - Link to the original Safe Rate page when possible American Mortgage Bank, LLC is a independent mortgage company, headquartered in OKLAHOMA CITY, OK, serving borrowers across 18 states, with 1,118 loans originated in the most recent reporting period. **At a Glance:** - **Pricing:** Ranks in the top 69% of lenders for competitive rates - **Approval Rate:** Ranks in the top 29% for loan approval success ## Overview - **Institution Type:** Independent Mortgage Company - **LEI (Legal Entity Identifier):** 254900RFZH9I62FGU045 - **Headquarters:** OKLAHOMA CITY, OK - **Geographic Reach:** Multi-Region - **States Served:** 18 - **State List:** AL, AR, CA, FL, GA, IA, IN, KS, MI, MO, MS, OK, SC, TN, TX, UT, VA, WA - **Markets (MSAs):** 14 - **Primary Channel:** mix - **Direct Origination:** 73.3% - **Brokered/Wholesale:** 26.7% ## Safe Rate Ratings ### Pricing: Acceptable πŸ™‚ - Score: 31/100 - Rating: ●●○○○ (2/5) ### Pull Through: Strong πŸ˜€ - Score: 71/100 - Rating: ●●●●○ (4/5) ### Pricing Details - **Average Rate Spread:** +0.572% - *(Average of lender's APR minus market average APR)* - **Average Net Fees:** $2,345 - *(Borrower paid Origination Charges minus Lender Credits)* ### Lending Volume - **Total Loans:** 1,118 - **Dollar Volume:** $274 million - **Applications Received:** 1,635 - **Market Share:** 3.00% ## Typical Borrower Profile - **Average Loan Amount:** $245,036 - **Average Borrower Income:** $101,738 - **Average Property Value:** $276,234 ## Safe Rate Awards πŸ† - ⭐ **VA Gold Superstar** (63%) - ⭐ **USDA Gold Superstar** (62%) ## Performance by Loan Product | Product | Score | Volume | Avg Spread | Avg Fees | Rating | |---------|-------|--------|------------|----------|--------| | Conventional | 60/100 | 390 | +0.449% | $2,534 | Strong πŸ˜€ | | FHA | 80/100 | 499 | +0.808% | $2,511 | Strong πŸ˜€ | | VA | 74/100 | 130 | -0.046% | $869 | Strong πŸ˜€ | | USDA | 87/100 | 99 | +0.525% | $2,055 | Exceptional 🀩 | ### Product Performance by Purpose **Conventional:** - Purchase: 348 loans, Score: 62/100 (Strong) - Refinance: 42 loans, Score: 44/100 (Sound) **FHA:** - Purchase: 487 loans, Score: 80/100 (Exceptional) **VA:** - Purchase: 124 loans, Score: 74/100 (Strong) **USDA:** - Purchase: 99 loans, Score: 87/100 (Exceptional) ## Performance by Loan Purpose | Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating | |---------|-------|--------|---------------|------------|--------| | Purchase | 75/100 | 1,058 | $258M | +0.582% | Strong πŸ˜€ | | Refinance | 46/100 | 60 | $16M | +0.415% | Sound ☺️ | ## State Performance | State | Volume | Market Share | Place Score | |-------|--------|--------------|-------------| | OK | 371 | 0.90% | 81/100 | | MS | 278 | 1.11% | 80/100 | | TX | 152 | 0.04% | 61/100 | | KS | 125 | 0.42% | 73/100 | | AR | 54 | 0.17% | 58/100 | | FL | 42 | 0.01% | 47/100 | | MO | 41 | 0.05% | 52/100 | | IN | 22 | 0.02% | 45/100 | | AL | 16 | 0.03% | 43/100 | ## Top Metro Markets (MSAs) | Market | State | Volume | Place Score | |--------|-------|--------|-------------| | Jackson, MS | MS | 227 | 87/100 | | Non | | 214 | 63/100 | | Tulsa, OK | OK | 123 | 71/100 | | Oklahoma City, OK | OK | 110 | 72/100 | | Kansas City, MO | MO-KS | 76 | 62/100 | | Wichita, KS | KS | 51 | 64/100 | | Fort Worth | TX | 49 | 60/100 | | Fayetteville | AR | 48 | 61/100 | | Beaumont | TX | 44 | 70/100 | | Panama City | FL | 20 | 53/100 | | Dallas | TX | 19 | 44/100 | | Mobile, AL | AL | 13 | 46/100 | | Lawton, OK | OK | 11 | 45/100 | | Houston | TX | 10 | 37/100 | ## Where This Lender Ranks American Mortgage Bank, LLC appears in the following market rankings: ### Best Overall Mortgage Lenders - πŸ† **#4** in Jackson, MS Mortgage Companies - [View Full Rankings](https://saferate.com/jackson-ms/best-mortgage-lenders/mortgage-companies) - πŸ† **#4** in Jackson, MS for VA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/jackson-ms/best-mortgage-lenders/mortgage-companies/va-loans) - πŸ† **#4** in Jackson, MS for USDA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/jackson-ms/best-mortgage-lenders/mortgage-companies/usda-loans) - πŸ† **#6** in Tulsa, OK for USDA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/tulsa-ok/best-mortgage-lenders/mortgage-companies/usda-loans) - πŸ† **#7** in Tulsa, OK for USDA Loans - [View Full Rankings](https://saferate.com/tulsa-ok/best-mortgage-lenders/usda-loans) - πŸ† **#9** in Jackson, MS for USDA Loans - [View Full Rankings](https://saferate.com/jackson-ms/best-mortgage-lenders/usda-loans) - πŸ† **#10** in Jackson, MS for VA Loans - [View Full Rankings](https://saferate.com/jackson-ms/best-mortgage-lenders/va-loans) - πŸ† **#10** in Lawton, OK for VA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/lawton-ok/best-mortgage-lenders/mortgage-companies/va-loans) - πŸ† **#11** in Jackson, MS for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/jackson-ms/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#11** in Jackson, MS for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/jackson-ms/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#11** in Tulsa, OK for VA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/tulsa-ok/best-mortgage-lenders/mortgage-companies/va-loans) - πŸ† **#11** in Beaumont Mortgage Companies - [View Full Rankings](https://saferate.com/beaumont/best-mortgage-lenders/mortgage-companies) - πŸ† **#12** in Tulsa, OK Mortgage Companies - [View Full Rankings](https://saferate.com/tulsa-ok/best-mortgage-lenders/mortgage-companies) - πŸ† **#12** in Beaumont for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/beaumont/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#14** in Oklahoma for USDA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/oklahoma/best-mortgage-lenders/mortgage-companies/usda-loans) - πŸ† **#14** in Mississippi for USDA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/mississippi/best-mortgage-lenders/mortgage-companies/usda-loans) - πŸ† **#14** in Kansas for USDA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/kansas/best-mortgage-lenders/mortgage-companies/usda-loans) - πŸ† **#15** in Jackson, MS - [View Full Rankings](https://saferate.com/jackson-ms/best-mortgage-lenders) - πŸ† **#15** in Wichita, KS for VA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/wichita-ks/best-mortgage-lenders/mortgage-companies/va-loans) - πŸ† **#16** in Oklahoma Mortgage Companies - [View Full Rankings](https://saferate.com/oklahoma/best-mortgage-lenders/mortgage-companies) ## Frequently Asked Questions ### What loan types does American Mortgage Bank, LLC offer? American Mortgage Bank, LLC offers the following mortgage loan types: FHA, Conventional, VA, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis. ### Where does American Mortgage Bank, LLC offer mortgages? American Mortgage Bank, LLC offers mortgages in 18 states: AL, AR, CA, FL, GA, IA, IN, KS, MI, MO, MS, OK, SC, TN, TX, UT, VA, WA. ### How competitive are American Mortgage Bank, LLC's mortgage rates? American Mortgage Bank, LLC has a pricing score of 31/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks. Their average rate spread is 0.572% above market average. ### What type of lender is American Mortgage Bank, LLC? American Mortgage Bank, LLC is a non-depository lender that specializes in mortgage origination, headquartered in OKLAHOMA CITY, OK. ### What is American Mortgage Bank, LLC's loan approval success rate? American Mortgage Bank, LLC has a pull-through score of 71/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process. --- ## Data Attribution **Source:** Safe Rate (saferate.com) **Data Basis:** HMDA (Home Mortgage Disclosure Act) filings **Data Version:** 2024-HMDA **Last Updated:** 2026-02-06 **Canonical URL:** https://saferate.com/lenders/american-mortgage-bank ### How to Cite > "American Mortgage Bank, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/american-mortgage-bank --- **[View Interactive Profile β†’](https://saferate.com/lenders/american-mortgage-bank)**