# AMERICAN MORTGAGE SERVICES INCORPORATED

> **Canonical URL:** https://saferate.com/lenders/american-mortgage-services-incorporated


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


AMERICAN MORTGAGE SERVICES INCORPORATED is a independent mortgage company, headquartered in ATOKA, TN, serving borrowers across 2 states, with 42 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 56% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300WO9TX4YEFAC338
- **Headquarters:** ATOKA, TN
- **Geographic Reach:** Regional
- **States Served:** 2
- **State List:** MS, TN
- **Markets (MSAs):** 1
- **Primary Channel:** mix
- **Direct Origination:** 36.7%
- **Brokered/Wholesale:** 63.3%

## Safe Rate Ratings

### Pull Through: Sound ☺️
- Score: 44/100
- Rating: ●●●○○ (3/5)


### Lending Volume
- **Total Loans:** 42
- **Dollar Volume:** $11 million
- **Applications Received:** 49
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $252,381
- **Average Borrower Income:** $98,000
- **Average Property Value:** $288,810

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| FHA | 55/100 | 23 | - | - | Sound ☺️ |

### Product Performance by Purpose

**FHA:**
- Purchase: 23 loans, Score: 55/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 30/100 | 41 | $10M | - | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TN | 40 | 0.04% | 62/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Memphis, TN |  | 36 | 65/100 |

## Where This Lender Ranks

AMERICAN MORTGAGE SERVICES INCORPORATED appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#7** in Memphis, TN for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/memphis-tn/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🏆 **#13** in Memphis, TN for USDA Loans
  - [View Full Rankings](https://saferate.com/memphis-tn/best-mortgage-lenders/usda-loans)

## Frequently Asked Questions

### What loan types does AMERICAN MORTGAGE SERVICES INCORPORATED offer?

AMERICAN MORTGAGE SERVICES INCORPORATED offers the following mortgage loan types: FHA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does AMERICAN MORTGAGE SERVICES INCORPORATED offer mortgages?

AMERICAN MORTGAGE SERVICES INCORPORATED offers mortgages in 2 states: MS, TN.

### What type of lender is AMERICAN MORTGAGE SERVICES INCORPORATED?

AMERICAN MORTGAGE SERVICES INCORPORATED is a non-depository lender that specializes in mortgage origination, headquartered in ATOKA, TN.

### What is AMERICAN MORTGAGE SERVICES INCORPORATED's loan approval success rate?

AMERICAN MORTGAGE SERVICES INCORPORATED has a pull-through score of 44/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/american-mortgage-services-incorporated

### How to Cite

> "AMERICAN MORTGAGE SERVICES INCORPORATED Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/american-mortgage-services-incorporated

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