# AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC

> **Canonical URL:** https://saferate.com/lenders/american-neighborhood-mortgage-acceptance-company


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC is a independent mortgage company, headquartered in WILMINGTON, DE, serving borrowers nationwide, with 8,262 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 83% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 21% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300F8C5JA44WNMI75
- **Headquarters:** WILMINGTON, DE
- **Geographic Reach:** National
- **States Served:** 43
- **State List:** AK, AL, AZ, CA, CO, CT, DC, DE, FL, GA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, NC, NH, NJ, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, WA, WI, WV, WY
- **Markets (MSAs):** 50
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 17/100
- Rating: ●○○○○ (1/5)

### Pull Through: Strong 😀
- Score: 79/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.505%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,961
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 8,262
- **Dollar Volume:** $2.9 billion
- **Applications Received:** 11,400
- **Market Share:** 23.00%

## Typical Borrower Profile

- **Average Loan Amount:** $346,704
- **Average Borrower Income:** $127,753
- **Average Property Value:** $418,454

## Safe Rate Awards 🏆

- ⭐ **VA Gold Superstar** (69%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 81/100 | 4,447 | +0.491% | $3,836 | Exceptional 🤩 |
| FHA | 87/100 | 2,551 | +0.751% | $4,437 | Exceptional 🤩 |
| VA | 86/100 | 1,180 | -0.211% | $3,312 | Exceptional 🤩 |
| Jumbo | 66/100 | 27 | +0.492% | $4,858 | Strong 😀 |
| USDA | 84/100 | 57 | +0.507% | $2,819 | Exceptional 🤩 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 4,019 loans, Score: 82/100 (Exceptional)
- Refinance: 428 loans, Score: 71/100 (Strong)

**FHA:**
- Purchase: 1,829 loans, Score: 87/100 (Exceptional)
- Refinance: 722 loans, Score: 86/100 (Exceptional)

**VA:**
- Purchase: 1,107 loans, Score: 86/100 (Exceptional)
- Refinance: 73 loans, Score: 80/100 (Strong)

**Jumbo:**
- Purchase: 22 loans, Score: 46/100 (Sound)

**USDA:**
- Purchase: 57 loans, Score: 83/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 86/100 | 7,034 | $2.5B | +0.541% | Exceptional 🤩 |
| Refinance | 76/100 | 1,228 | $388M | +0.257% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| VA | 1,740 | 1.61% | 92/100 |
| NJ | 1,716 | 2.00% | 93/100 |
| FL | 556 | 0.19% | 69/100 |
| OH | 458 | 0.34% | 72/100 |
| IN | 426 | 0.47% | 73/100 |
| MN | 399 | 0.62% | 73/100 |
| MD | 387 | 0.55% | 74/100 |
| NY | 299 | 0.26% | 68/100 |
| CT | 287 | 0.83% | 74/100 |
| MA | 286 | 0.47% | 70/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Virginia Beach | VA-NC | 1,538 | 99/100 |
| Lakewood | NJ | 630 | 90/100 |
| Non |  | 543 | 68/100 |
| Newark, NJ | NJ | 406 | 87/100 |
| Cincinnati, OH |  | 368 | 82/100 |
| Camden, NJ | NJ | 354 | 83/100 |
| Minneapolis | MN-WI | 333 | 73/100 |
| Indianapolis | IN | 274 | 75/100 |
| New York | NY-NJ | 191 | 68/100 |
| Cambridge | MA | 185 | 71/100 |
| Rochester, NY | NY | 171 | 68/100 |
| Wilmington, DE |  | 158 | 74/100 |
| Baltimore | MD | 136 | 66/100 |
| Jacksonville, FL | FL | 115 | 66/100 |
| Hartford | CT | 114 | 69/100 |

## Where This Lender Ranks

AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥉 **#3** in Lexington Park, MD for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/lexington-park-md/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🏆 **#4** in Lexington Park, MD for USDA Loans
  - [View Full Rankings](https://saferate.com/lexington-park-md/best-mortgage-lenders/usda-loans)
- 🏆 **#5** in New Jersey for USDA Loans
  - [View Full Rankings](https://saferate.com/new-jersey/best-mortgage-lenders/usda-loans)
- 🏆 **#5** in New Jersey for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/new-jersey/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🏆 **#5** in Minneapolis for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/minneapolis/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🏆 **#6** in Minneapolis for USDA Loans
  - [View Full Rankings](https://saferate.com/minneapolis/best-mortgage-lenders/usda-loans)
- 🏆 **#8** in Rochester, NY for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/rochester-ny/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#10** in Rochester, NY for VA Loans
  - [View Full Rankings](https://saferate.com/rochester-ny/best-mortgage-lenders/va-loans)
- 🏆 **#11** in Dover, DE for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/dover-de/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#11** in Vineland, NJ Mortgage Companies
  - [View Full Rankings](https://saferate.com/vineland-nj/best-mortgage-lenders/mortgage-companies)
- 🏆 **#12** in Virginia Beach for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/virginia-beach/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#12** in Lakewood for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/lakewood/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#12** in Newark, NJ for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/newark-nj/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#12** in Minnesota for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/minnesota/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🏆 **#12** in Wilmington, DE for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/wilmington-de/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#12** in Lexington Park, MD for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/lexington-park-md/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#13** in Cincinnati, OH for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/cincinnati-oh/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#13** in Dover, DE for VA Loans
  - [View Full Rankings](https://saferate.com/dover-de/best-mortgage-lenders/va-loans)
- 🏆 **#13** in Vineland, NJ
  - [View Full Rankings](https://saferate.com/vineland-nj/best-mortgage-lenders)
- 🏆 **#14** in Lakewood for VA Loans
  - [View Full Rankings](https://saferate.com/lakewood/best-mortgage-lenders/va-loans)

## Frequently Asked Questions

### What loan types does AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC offer?

AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC offers the following mortgage loan types: FHA, Conventional, VA, Jumbo, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC offer mortgages?

AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC is a national lender offering mortgages in all 50 states plus Washington D.C.

### How competitive are AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC's mortgage rates?

AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC has a pricing score of 17/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.505% above market average.

### What type of lender is AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC?

AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC is a non-depository lender that specializes in mortgage origination, headquartered in WILMINGTON, DE.

### What is AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC's loan approval success rate?

AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC has a pull-through score of 79/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/american-neighborhood-mortgage-acceptance-company

### How to Cite

> "AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/american-neighborhood-mortgage-acceptance-company

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