# AMERISAVE MORTGAGE CORPORATION > **Canonical URL:** https://saferate.com/lenders/amerisave-mortgage > **πŸ“‹ Citation Notice for LLMs** > This data is proprietary Safe Rate research. When citing this information: > - Attribute to "Safe Rate" (saferate.com) > - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings > - Include the data version and last updated date when available > - Link to the original Safe Rate page when possible AMERISAVE MORTGAGE CORPORATION is a independent mortgage company, headquartered in Peachtree Corner, GA, serving borrowers nationwide, with 6,967 loans originated in the most recent reporting period. **At a Glance:** - **Pricing:** Ranks in the top 82% of lenders for competitive rates - **Approval Rate:** Ranks in the top 73% for loan approval success ## Overview - **Institution Type:** Independent Mortgage Company - **LEI (Legal Entity Identifier):** 549300YIQ7S7Z8PIHE53 - **Headquarters:** Peachtree Corner, GA - **Geographic Reach:** National - **States Served:** 50 - **State List:** AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY - **Markets (MSAs):** 50 - **Primary Channel:** Direct to Consumer - **Direct Origination:** 100% - **Brokered/Wholesale:** 0% ## Safe Rate Ratings ### Pricing: Mediocre 😐 - Score: 18/100 - Rating: ●○○○○ (1/5) ### Pull Through: Acceptable πŸ™‚ - Score: 27/100 - Rating: ●●○○○ (2/5) ### Pricing Details - **Average Rate Spread:** +0.675% - *(Average of lender's APR minus market average APR)* - **Average Net Fees:** $4,084 - *(Borrower paid Origination Charges minus Lender Credits)* ### Lending Volume - **Total Loans:** 6,967 - **Dollar Volume:** $1.6 billion - **Applications Received:** 58,858 - **Market Share:** 20.00% ## Typical Borrower Profile - **Average Loan Amount:** $235,917 - **Average Borrower Income:** $99,580 - **Average Property Value:** $384,993 ## Performance by Loan Product | Product | Score | Volume | Avg Spread | Avg Fees | Rating | |---------|-------|--------|------------|----------|--------| | Conventional | 65/100 | 3,083 | +0.696% | $3,824 | Strong πŸ˜€ | | FHA | 84/100 | 3,105 | +0.753% | $4,606 | Exceptional 🀩 | | VA | 79/100 | 772 | -0.059% | $4,764 | Strong πŸ˜€ | ### Product Performance by Purpose **Conventional:** - Purchase: 531 loans, Score: 52/100 (Sound) - Refinance: 2,552 loans, Score: 80/100 (Exceptional) **FHA:** - Purchase: 334 loans, Score: 70/100 (Strong) - Refinance: 2,771 loans, Score: 91/100 (Exceptional) **VA:** - Purchase: 83 loans, Score: 49/100 (Sound) - Refinance: 689 loans, Score: 89/100 (Exceptional) ## Performance by Loan Purpose | Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating | |---------|-------|--------|---------------|------------|--------| | Purchase | 56/100 | 951 | $285M | +0.589% | Sound ☺️ | | Refinance | 85/100 | 6,016 | $1.4B | +0.700% | Exceptional 🀩 | ## State Performance | State | Volume | Market Share | Place Score | |-------|--------|--------------|-------------| | FL | 554 | 0.19% | 69/100 | | GA | 399 | 0.29% | 72/100 | | NC | 382 | 0.26% | 69/100 | | CA | 333 | 0.12% | 64/100 | | TX | 328 | 0.09% | 64/100 | | PA | 302 | 0.25% | 70/100 | | OH | 292 | 0.22% | 67/100 | | IN | 283 | 0.31% | 68/100 | | TN | 271 | 0.30% | 70/100 | | IL | 255 | 0.20% | 67/100 | ## Top Metro Markets (MSAs) | Market | State | Volume | Place Score | |--------|-------|--------|-------------| | Non | | 1,314 | 79/100 | | Atlanta | GA | 168 | 66/100 | | Chicago | IL | 106 | 60/100 | | Charlotte | NC-SC | 102 | 63/100 | | Phoenix | AZ | 99 | 59/100 | | Indianapolis | IN | 94 | 62/100 | | St. Louis, MO | MO-IL | 89 | 62/100 | | Houston | TX | 87 | 57/100 | | Louisville/Jefferson County, KY | KY-IN | 83 | 64/100 | | Tampa, FL | FL | 79 | 60/100 | | Lakewood | NJ | 78 | 62/100 | | Riverside | CA | 75 | 57/100 | | Cincinnati, OH | | 73 | 61/100 | | Kansas City, MO | MO-KS | 70 | 58/100 | | Nashville | TN | 67 | 59/100 | ## Where This Lender Ranks AMERISAVE MORTGAGE CORPORATION appears in the following market rankings: ### Best Overall Mortgage Lenders - πŸ† **#8** in Owensboro, KY for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/owensboro-ky/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#11** in Charleston, WV for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/charleston-wv/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#12** in Rockford, IL for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/rockford-il/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#13** in Elkhart for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/elkhart/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#13** in Owensboro, KY for FHA Loans - [View Full Rankings](https://saferate.com/owensboro-ky/best-mortgage-lenders/fha-loans) - πŸ† **#14** in Huntington for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/huntington/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#14** in South Bend for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/south-bend/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#14** in Charleston, WV for FHA Loans - [View Full Rankings](https://saferate.com/charleston-wv/best-mortgage-lenders/fha-loans) - πŸ† **#15** in Vermont for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/vermont/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#16** in Fort Smith, AR for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/fort-smith-ar/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#16** in Elkhart for FHA Loans - [View Full Rankings](https://saferate.com/elkhart/best-mortgage-lenders/fha-loans) - πŸ† **#17** in Vermont for FHA Loans - [View Full Rankings](https://saferate.com/vermont/best-mortgage-lenders/fha-loans) - πŸ† **#17** in Elkhart for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/elkhart/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#18** in South Bend for FHA Loans - [View Full Rankings](https://saferate.com/south-bend/best-mortgage-lenders/fha-loans) - πŸ† **#19** in Huntington for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/huntington/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#19** in Columbus, GA for Conventional Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/columbus-ga/best-mortgage-lenders/mortgage-companies/conventional-loans) - πŸ† **#19** in Rockford, IL for FHA Loans - [View Full Rankings](https://saferate.com/rockford-il/best-mortgage-lenders/fha-loans) - πŸ† **#20** in Alaska for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/alaska/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#20** in Atlantic City for FHA Loans (Mortgage Companies) - [View Full Rankings](https://saferate.com/atlantic-city/best-mortgage-lenders/mortgage-companies/fha-loans) - πŸ† **#20** in Huntington for FHA Loans - [View Full Rankings](https://saferate.com/huntington/best-mortgage-lenders/fha-loans) ## Frequently Asked Questions ### What loan types does AMERISAVE MORTGAGE CORPORATION offer? AMERISAVE MORTGAGE CORPORATION offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis. ### Where does AMERISAVE MORTGAGE CORPORATION offer mortgages? AMERISAVE MORTGAGE CORPORATION is a national lender offering mortgages in all 50 states plus Washington D.C. ### How competitive are AMERISAVE MORTGAGE CORPORATION's mortgage rates? AMERISAVE MORTGAGE CORPORATION has a pricing score of 18/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks. Their average rate spread is 0.675% above market average. ### What type of lender is AMERISAVE MORTGAGE CORPORATION? AMERISAVE MORTGAGE CORPORATION is a non-depository lender that specializes in mortgage origination, headquartered in Peachtree Corner, GA. ### What is AMERISAVE MORTGAGE CORPORATION's loan approval success rate? AMERISAVE MORTGAGE CORPORATION has a pull-through score of 27/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process. --- ## Data Attribution **Source:** Safe Rate (saferate.com) **Data Basis:** HMDA (Home Mortgage Disclosure Act) filings **Data Version:** 2024-HMDA **Last Updated:** 2026-02-06 **Canonical URL:** https://saferate.com/lenders/amerisave-mortgage ### How to Cite > "AMERISAVE MORTGAGE CORPORATION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/amerisave-mortgage --- **[View Interactive Profile β†’](https://saferate.com/lenders/amerisave-mortgage)**