# AML FUNDING LLC

> **Canonical URL:** https://saferate.com/lenders/aml-funding


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


AML FUNDING LLC is a independent mortgage company, headquartered in DALLAS, TX, serving borrowers across 30 states, with 1,074 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 52% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 33% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 254900RM3T6WAVE6SA24
- **Headquarters:** DALLAS, TX
- **Geographic Reach:** Near-National
- **States Served:** 30
- **State List:** AL, AR, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MD, MI, MN, MO, MS, NC, NJ, NM, NV, OH, OK, PA, SC, TN, TX, VA, WA, WI
- **Markets (MSAs):** 15
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 48/100
- Rating: ●●●○○ (3/5)

### Pull Through: Strong 😀
- Score: 67/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.362%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,390
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 1,074
- **Dollar Volume:** $333 million
- **Applications Received:** 1,399
- **Market Share:** 3.00%

## Typical Borrower Profile

- **Average Loan Amount:** $310,251
- **Average Borrower Income:** $132,861
- **Average Property Value:** $397,998

## Safe Rate Awards 🏆

- ⭐ **FHA Gold Superstar** (63%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 59/100 | 932 | +0.360% | $2,365 | Sound ☺️ |
| FHA | 63/100 | 107 | +0.535% | $2,592 | Strong 😀 |
| VA | 61/100 | 33 | -0.230% | $2,629 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 813 loans, Score: 60/100 (Strong)
- Refinance: 119 loans, Score: 57/100 (Sound)

**FHA:**
- Purchase: 105 loans, Score: 63/100 (Strong)

**VA:**
- Purchase: 33 loans, Score: 62/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 58/100 | 952 | $299M | +0.332% | Sound ☺️ |
| Refinance | 56/100 | 122 | $34M | +0.554% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TX | 559 | 0.16% | 77/100 |
| OK | 72 | 0.17% | 61/100 |
| CO | 60 | 0.07% | 57/100 |
| LA | 56 | 0.16% | 58/100 |
| NC | 41 | 0.03% | 50/100 |
| FL | 39 | 0.01% | 46/100 |
| AZ | 30 | 0.03% | 49/100 |
| CA | 29 | 0.01% | 44/100 |
| OH | 29 | 0.02% | 47/100 |
| GA | 25 | 0.02% | 46/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Dallas | TX | 194 | 73/100 |
| Houston | TX | 157 | 69/100 |
| Fort Worth | TX | 134 | 74/100 |
| Oklahoma City, OK | OK | 60 | 64/100 |
| Denver | CO | 40 | 54/100 |
| San Antonio | TX | 37 | 54/100 |
| Non |  | 33 | 33/100 |
| Phoenix | AZ | 29 | 49/100 |
| Baton Rouge, LA | LA | 27 | 52/100 |
| Atlanta | GA | 21 | 46/100 |
| New Orleans | LA | 21 | 52/100 |
| Columbus, OH | OH | 19 | 47/100 |
| Orlando | FL | 16 | 44/100 |
| Raleigh | NC | 15 | 45/100 |
| Colorado Springs, CO | CO | 13 | 43/100 |

## Where This Lender Ranks

AML FUNDING LLC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#13** in Oklahoma City, OK Mortgage Companies
  - [View Full Rankings](https://saferate.com/oklahoma-city-ok/best-mortgage-lenders/mortgage-companies)
- 🏆 **#15** in Baton Rouge, LA Mortgage Companies
  - [View Full Rankings](https://saferate.com/baton-rouge-la/best-mortgage-lenders/mortgage-companies)
- 🏆 **#16** in New Orleans Mortgage Companies
  - [View Full Rankings](https://saferate.com/new-orleans/best-mortgage-lenders/mortgage-companies)
- 🏆 **#19** in Fort Worth Mortgage Companies
  - [View Full Rankings](https://saferate.com/fort-worth/best-mortgage-lenders/mortgage-companies)
- 🏆 **#19** in Oklahoma City, OK for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/oklahoma-city-ok/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#20** in Dallas Mortgage Companies
  - [View Full Rankings](https://saferate.com/dallas/best-mortgage-lenders/mortgage-companies)

## Frequently Asked Questions

### What loan types does AML FUNDING LLC offer?

AML FUNDING LLC offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does AML FUNDING LLC offer mortgages?

AML FUNDING LLC offers mortgages in 30 states: AL, AR, AZ, CA, CO, FL, GA, IL, IN, KS, KY, LA, MD, MI, MN, MO, MS, NC, NJ, NM, NV, OH, OK, PA, SC, TN, TX, VA, WA, WI.

### How competitive are AML FUNDING LLC's mortgage rates?

AML FUNDING LLC has a pricing score of 48/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.362% above market average.

### What type of lender is AML FUNDING LLC?

AML FUNDING LLC is a non-depository lender that specializes in mortgage origination, headquartered in DALLAS, TX.

### What is AML FUNDING LLC's loan approval success rate?

AML FUNDING LLC has a pull-through score of 67/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/aml-funding

### How to Cite

> "AML FUNDING LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/aml-funding

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