# AmRes Corporation

> **Canonical URL:** https://saferate.com/lenders/amres


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


AmRes Corporation is a independent mortgage company, headquartered in Hummelstown, PA, serving borrowers across 29 states, with 552 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 82% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 53% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 54930065B0NVUO52TY13
- **Headquarters:** Hummelstown, PA
- **Geographic Reach:** Near-National
- **States Served:** 29
- **State List:** AL, AZ, CA, CO, CT, DE, FL, IA, IL, IN, KY, LA, MD, MI, MS, NC, NJ, NV, OH, PA, RI, SC, TN, TX, UT, VA, WA, WI, WV
- **Markets (MSAs):** 13
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 93.9%
- **Brokered/Wholesale:** 6.1%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 18/100
- Rating: ●○○○○ (1/5)

### Pull Through: Sound ☺️
- Score: 47/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.601%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,302
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 552
- **Dollar Volume:** $177 million
- **Applications Received:** 721
- **Market Share:** 2.00%

## Typical Borrower Profile

- **Average Loan Amount:** $320,870
- **Average Borrower Income:** $137,040
- **Average Property Value:** $399,076

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 50/100 | 347 | +0.530% | $2,961 | Sound ☺️ |
| FHA | 67/100 | 145 | +0.915% | $4,113 | Strong 😀 |
| VA | 64/100 | 48 | +0.120% | $3,201 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 292 loans, Score: 51/100 (Sound)
- Refinance: 55 loans, Score: 40/100 (Sound)

**FHA:**
- Purchase: 122 loans, Score: 66/100 (Strong)
- Refinance: 23 loans, Score: 46/100 (Sound)

**VA:**
- Purchase: 42 loans, Score: 64/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 57/100 | 467 | $148M | +0.651% | Sound ☺️ |
| Refinance | 44/100 | 85 | $29M | +0.330% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| NC | 87 | 0.06% | 60/100 |
| PA | 74 | 0.06% | 60/100 |
| IL | 63 | 0.05% | 58/100 |
| OH | 58 | 0.04% | 56/100 |
| KY | 52 | 0.11% | 60/100 |
| IN | 44 | 0.05% | 54/100 |
| FL | 31 | 0.01% | 46/100 |
| NJ | 27 | 0.03% | 50/100 |
| LA | 20 | 0.06% | 48/100 |
| MD | 17 | 0.02% | 44/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 60 | 45/100 |
| Chicago | IL | 44 | 56/100 |
| Columbus, OH | OH | 37 | 58/100 |
| Philadelphia, PA | PA | 37 | 60/100 |
| Fort Wayne, IN | IN | 35 | 58/100 |
| Montgomery County | PA | 33 | 58/100 |
| Lexington | KY | 30 | 60/100 |
| Greensboro | NC | 29 | 59/100 |
| Winston | NC | 22 | 54/100 |
| Burlington, NC | NC | 17 | 57/100 |
| Elgin, IL | IL | 13 | 46/100 |
| Slidell | LA | 13 | 48/100 |
| Camden, NJ | NJ | 12 | 44/100 |

## Where This Lender Ranks

AmRes Corporation appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#13** in Slidell for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/slidell/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#17** in Slidell for VA Loans
  - [View Full Rankings](https://saferate.com/slidell/best-mortgage-lenders/va-loans)

## Frequently Asked Questions

### What loan types does AmRes Corporation offer?

AmRes Corporation offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does AmRes Corporation offer mortgages?

AmRes Corporation offers mortgages in 29 states: AL, AZ, CA, CO, CT, DE, FL, IA, IL, IN, KY, LA, MD, MI, MS, NC, NJ, NV, OH, PA, RI, SC, TN, TX, UT, VA, WA, WI, WV.

### How competitive are AmRes Corporation's mortgage rates?

AmRes Corporation has a pricing score of 18/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.601% above market average.

### What type of lender is AmRes Corporation?

AmRes Corporation is a non-depository lender that specializes in mortgage origination, headquartered in Hummelstown, PA.

### What is AmRes Corporation's loan approval success rate?

AmRes Corporation has a pull-through score of 47/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/amres

### How to Cite

> "AmRes Corporation Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/amres

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