# ANGEL OAK MORTGAGE SOLUTIONS LLC

> **Canonical URL:** https://saferate.com/lenders/angel-oak-mortgage-solutions


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


ANGEL OAK MORTGAGE SOLUTIONS LLC is a independent mortgage company, headquartered in WILMINGTON, DE, serving borrowers nationwide, with 1,700 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 94% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 46% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300KSOOZZVXCMA627
- **Headquarters:** WILMINGTON, DE
- **Geographic Reach:** National
- **States Served:** 45
- **State List:** AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, NE, NH, NJ, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, WA, WI, WV, WY
- **Markets (MSAs):** 43
- **Primary Channel:** wholesale
- **Direct Origination:** 0%
- **Brokered/Wholesale:** 100%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 6/100
- Rating: ●○○○○ (1/5)

### Pull Through: Sound ☺️
- Score: 54/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +1.174%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $4,732
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 1,700
- **Dollar Volume:** $1.1 billion
- **Applications Received:** 2,501
- **Market Share:** 5.00%

## Typical Borrower Profile

- **Average Loan Amount:** $631,671
- **Average Borrower Income:** $493,217
- **Average Property Value:** $885,941

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 62/100 | 1,290 | +1.198% | $5,122 | Strong 😀 |
| Jumbo | 85/100 | 410 | +1.084% | $3,254 | Exceptional 🤩 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 985 loans, Score: 61/100 (Strong)
- Refinance: 305 loans, Score: 67/100 (Strong)

**Jumbo:**
- Purchase: 282 loans, Score: 85/100 (Exceptional)
- Refinance: 128 loans, Score: 88/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 62/100 | 1,267 | $783M | +1.203% | Strong 😀 |
| Refinance | 67/100 | 433 | $291M | +1.083% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| FL | 600 | 0.20% | 75/100 |
| CA | 235 | 0.08% | 64/100 |
| TX | 168 | 0.05% | 61/100 |
| GA | 92 | 0.07% | 59/100 |
| SC | 65 | 0.08% | 59/100 |
| NC | 49 | 0.03% | 51/100 |
| VA | 47 | 0.04% | 53/100 |
| AZ | 39 | 0.04% | 50/100 |
| CO | 39 | 0.05% | 50/100 |
| MD | 37 | 0.05% | 51/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Miami | FL | 111 | 68/100 |
| Non |  | 104 | 49/100 |
| Fort Lauderdale | FL | 98 | 67/100 |
| West Palm Beach | FL | 76 | 67/100 |
| Los Angeles | CA | 72 | 60/100 |
| Houston | TX | 58 | 56/100 |
| Atlanta | GA | 53 | 56/100 |
| Orlando | FL | 49 | 57/100 |
| Cape Coral | FL | 40 | 58/100 |
| Tampa, FL | FL | 38 | 54/100 |
| Dallas | TX | 34 | 50/100 |
| Riverside | CA | 33 | 51/100 |
| Anaheim | CA | 31 | 53/100 |
| Phoenix | AZ | 30 | 48/100 |
| St. Petersburg | FL | 28 | 54/100 |

## Where This Lender Ranks

ANGEL OAK MORTGAGE SOLUTIONS LLC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#4** in Cape Coral for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/cape-coral/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🏆 **#6** in St. Petersburg for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/st-petersburg/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🏆 **#11** in Naples for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/naples/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🏆 **#14** in West Palm Beach for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/west-palm-beach/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🏆 **#14** in Cape Coral for Jumbo Loans
  - [View Full Rankings](https://saferate.com/cape-coral/best-mortgage-lenders/jumbo-loans)
- 🏆 **#16** in Miami for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/miami/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🏆 **#19** in Fort Lauderdale for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/fort-lauderdale/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🏆 **#19** in St. Petersburg for Jumbo Loans
  - [View Full Rankings](https://saferate.com/st-petersburg/best-mortgage-lenders/jumbo-loans)

## Frequently Asked Questions

### What loan types does ANGEL OAK MORTGAGE SOLUTIONS LLC offer?

ANGEL OAK MORTGAGE SOLUTIONS LLC offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does ANGEL OAK MORTGAGE SOLUTIONS LLC offer mortgages?

ANGEL OAK MORTGAGE SOLUTIONS LLC is a national lender offering mortgages in all 50 states plus Washington D.C.

### How competitive are ANGEL OAK MORTGAGE SOLUTIONS LLC's mortgage rates?

ANGEL OAK MORTGAGE SOLUTIONS LLC has a pricing score of 6/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 1.174% above market average.

### What type of lender is ANGEL OAK MORTGAGE SOLUTIONS LLC?

ANGEL OAK MORTGAGE SOLUTIONS LLC is a non-depository lender that specializes in mortgage origination, headquartered in WILMINGTON, DE.

### What is ANGEL OAK MORTGAGE SOLUTIONS LLC's loan approval success rate?

ANGEL OAK MORTGAGE SOLUTIONS LLC has a pull-through score of 54/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/angel-oak-mortgage-solutions

### How to Cite

> "ANGEL OAK MORTGAGE SOLUTIONS LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/angel-oak-mortgage-solutions

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