# Archer Mortgage, LLC

> **Canonical URL:** https://saferate.com/lenders/archer-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Archer Mortgage, LLC is a independent mortgage company, headquartered in MECHANICSVILLE, VA, serving borrowers across 4 states, with 179 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 64% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 29% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300P5TUVYUVESV584
- **Headquarters:** MECHANICSVILLE, VA
- **Geographic Reach:** Regional
- **States Served:** 4
- **State List:** AL, FL, NC, VA
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 36/100
- Rating: ●●○○○ (2/5)

### Pull Through: Strong 😀
- Score: 71/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.088%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,200
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 179
- **Dollar Volume:** $59 million
- **Applications Received:** 229
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $326,899
- **Average Borrower Income:** $98,525
- **Average Property Value:** $345,503

## Safe Rate Awards 🏆

- ⭐ **VA Gold Superstar** (63%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 26/100 | 40 | +0.080% | $3,537 | Acceptable 🙂 |
| FHA | 59/100 | 38 | +0.508% | $3,591 | Sound ☺️ |
| VA | 71/100 | 101 | -0.166% | $2,598 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 39 loans, Score: 28/100 (Acceptable)

**FHA:**
- Purchase: 36 loans, Score: 58/100 (Sound)

**VA:**
- Purchase: 98 loans, Score: 71/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 47/100 | 173 | $57M | +0.115% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| VA | 168 | 0.16% | 76/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Virginia Beach | VA-NC | 159 | 80/100 |

## Frequently Asked Questions

### What loan types does Archer Mortgage, LLC offer?

Archer Mortgage, LLC offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Archer Mortgage, LLC offer mortgages?

Archer Mortgage, LLC offers mortgages in 4 states: AL, FL, NC, VA.

### How competitive are Archer Mortgage, LLC's mortgage rates?

Archer Mortgage, LLC has a pricing score of 36/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.088% above market average.

### What type of lender is Archer Mortgage, LLC?

Archer Mortgage, LLC is a non-depository lender that specializes in mortgage origination, headquartered in MECHANICSVILLE, VA.

### What is Archer Mortgage, LLC's loan approval success rate?

Archer Mortgage, LLC has a pull-through score of 71/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/archer-mortgage

### How to Cite

> "Archer Mortgage, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/archer-mortgage

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