# ARROWHEAD CENTRAL CREDIT UNION

> **Canonical URL:** https://saferate.com/lenders/arrowhead-central-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


ARROWHEAD CENTRAL CREDIT UNION is a credit union, headquartered in Rancho Cucamonga, CA, with 79 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 77% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 49% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 5493004GPC7K826BKF31
- **Headquarters:** Rancho Cucamonga, CA
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** CA
- **Markets (MSAs):** 1
- **Primary Channel:** wholesale
- **Direct Origination:** 3.1%
- **Brokered/Wholesale:** 96.9%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 23/100
- Rating: ●●○○○ (2/5)

### Pull Through: Sound ☺️
- Score: 51/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.125%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $4,390
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 79
- **Dollar Volume:** $25 million
- **Applications Received:** 98
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $321,076
- **Average Borrower Income:** $175,747
- **Average Property Value:** $767,152

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 30/100 | 78 | +0.126% | $4,438 | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Refinance: 65 loans, Score: 54/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 16/100 | 14 | $7M | -0.158% | Mediocre 😐 |
| Refinance | 51/100 | 65 | $19M | +0.182% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CA | 79 | 0.03% | 63/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Riverside | CA | 65 | 69/100 |

## Frequently Asked Questions

### What loan types does ARROWHEAD CENTRAL CREDIT UNION offer?

ARROWHEAD CENTRAL CREDIT UNION offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does ARROWHEAD CENTRAL CREDIT UNION offer mortgages?

ARROWHEAD CENTRAL CREDIT UNION offers mortgages in 1 states: CA.

### How competitive are ARROWHEAD CENTRAL CREDIT UNION's mortgage rates?

ARROWHEAD CENTRAL CREDIT UNION has a pricing score of 23/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.125% above market average.

### What type of lender is ARROWHEAD CENTRAL CREDIT UNION?

ARROWHEAD CENTRAL CREDIT UNION is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Rancho Cucamonga, CA.

### What is ARROWHEAD CENTRAL CREDIT UNION's loan approval success rate?

ARROWHEAD CENTRAL CREDIT UNION has a pull-through score of 51/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/arrowhead-central-credit-union

### How to Cite

> "ARROWHEAD CENTRAL CREDIT UNION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/arrowhead-central-credit-union

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