# ASSEMBLIES OF GOD Credit Union

> **Canonical URL:** https://saferate.com/lenders/assemblies-of-god-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


ASSEMBLIES OF GOD Credit Union is a credit union, headquartered in Springfield, MO, serving borrowers across 20 states, with 310 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 39% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 22% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 5493007OXXFLNNHTW637
- **Headquarters:** Springfield, MO
- **Geographic Reach:** Multi-Region
- **States Served:** 20
- **State List:** AL, AR, AZ, CT, FL, GA, IA, IL, IN, KS, KY, MO, NC, NE, NM, OK, TN, TX, VA, WI
- **Markets (MSAs):** 3
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Strong 😀
- Score: 61/100
- Rating: ●●●●○ (4/5)

### Pull Through: Strong 😀
- Score: 78/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.187%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,089
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 310
- **Dollar Volume:** $81 million
- **Applications Received:** 357
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $261,903
- **Average Borrower Income:** $115,503
- **Average Property Value:** $357,903

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (70%)
- ⭐ **FHA Gold Superstar** (71%)
- ⭐ **Purchase Gold Superstar** (64%)
- ⭐ **Refinance Gold Superstar** (70%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 63/100 | 270 | +0.228% | $1,054 | Strong 😀 |
| FHA | 59/100 | 27 | +0.120% | $1,555 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 188 loans, Score: 58/100 (Sound)
- Refinance: 82 loans, Score: 66/100 (Strong)

**FHA:**
- Purchase: 26 loans, Score: 58/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 58/100 | 222 | $56M | +0.216% | Sound ☺️ |
| Refinance | 65/100 | 88 | $25M | +0.105% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| MO | 266 | 0.36% | 76/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Springfield, MO | MO | 197 | 91/100 |
| Non |  | 48 | 45/100 |
| Kansas City, MO | MO-KS | 25 | 52/100 |

## Where This Lender Ranks

ASSEMBLIES OF GOD Credit Union appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in Missouri Credit Unions
  - [View Full Rankings](https://saferate.com/missouri/best-mortgage-lenders/credit-unions)
- 🥇 **#1** in Springfield, MO for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/springfield-mo/best-mortgage-lenders/credit-unions/conventional-loans)
- 🥉 **#3** in Missouri for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/missouri/best-mortgage-lenders/credit-unions/conventional-loans)
- 🥉 **#3** in Missouri for VA Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/missouri/best-mortgage-lenders/credit-unions/va-loans)
- 🥉 **#3** in Springfield, MO
  - [View Full Rankings](https://saferate.com/springfield-mo/best-mortgage-lenders)
- 🏆 **#7** in Springfield, MO for Conventional Loans
  - [View Full Rankings](https://saferate.com/springfield-mo/best-mortgage-lenders/conventional-loans)
- 🏆 **#9** in Springfield, MO for FHA Loans
  - [View Full Rankings](https://saferate.com/springfield-mo/best-mortgage-lenders/fha-loans)
- 🏆 **#12** in Springfield, MO for VA Loans
  - [View Full Rankings](https://saferate.com/springfield-mo/best-mortgage-lenders/va-loans)
- 🏆 **#15** in Missouri
  - [View Full Rankings](https://saferate.com/missouri/best-mortgage-lenders)

## Frequently Asked Questions

### What loan types does ASSEMBLIES OF GOD Credit Union offer?

ASSEMBLIES OF GOD Credit Union offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does ASSEMBLIES OF GOD Credit Union offer mortgages?

ASSEMBLIES OF GOD Credit Union offers mortgages in 20 states: AL, AR, AZ, CT, FL, GA, IA, IL, IN, KS, KY, MO, NC, NE, NM, OK, TN, TX, VA, WI.

### How competitive are ASSEMBLIES OF GOD Credit Union's mortgage rates?

ASSEMBLIES OF GOD Credit Union has a pricing score of 61/100 (Strong), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.187% above market average.

### What type of lender is ASSEMBLIES OF GOD Credit Union?

ASSEMBLIES OF GOD Credit Union is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Springfield, MO.

### What is ASSEMBLIES OF GOD Credit Union's loan approval success rate?

ASSEMBLIES OF GOD Credit Union has a pull-through score of 78/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/assemblies-of-god-credit-union

### How to Cite

> "ASSEMBLIES OF GOD Credit Union Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/assemblies-of-god-credit-union

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