# Associated Bank, National Association

> **Canonical URL:** https://saferate.com/lenders/associated-bank-national-association


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Associated Bank, National Association is a bank, headquartered in Green Bay, WI, serving borrowers across 11 states, with 2,848 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 7% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 28% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** ZF85QS7OXKPBG52R7N18
- **Headquarters:** Green Bay, WI
- **Geographic Reach:** Multi-Region
- **States Served:** 11
- **State List:** AZ, FL, IA, IL, IN, KS, MI, MN, MO, OH, WI
- **Markets (MSAs):** 21
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Exceptional 🤩
- Score: 93/100
- Rating: ●●●●● (5/5)

### Pull Through: Strong 😀
- Score: 72/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** -0.032%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $556
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 2,848
- **Dollar Volume:** $938 million
- **Applications Received:** 3,977
- **Market Share:** 8.00%

## Typical Borrower Profile

- **Average Loan Amount:** $329,382
- **Average Borrower Income:** $155,252
- **Average Property Value:** $435,214

## Safe Rate Awards 🏆

- 💎 **Conventional Diamond Champion** (84%)
- 💎 **Purchase Diamond Champion** (84%)
- ⭐ **FHA Gold Superstar** (78%)
- ⭐ **VA Gold Superstar** (71%)
- ⭐ **Jumbo Gold Superstar** (78%)
- ⭐ **Refinance Gold Superstar** (71%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 82/100 | 2,499 | -0.053% | $680 | Exceptional 🤩 |
| FHA | 72/100 | 149 | +0.372% | $-1,338 | Strong 😀 |
| VA | 63/100 | 30 | -0.209% | $-91 | Strong 😀 |
| Jumbo | 84/100 | 170 | -0.133% | $431 | Exceptional 🤩 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 2,220 loans, Score: 83/100 (Exceptional)
- Refinance: 279 loans, Score: 71/100 (Strong)

**FHA:**
- Purchase: 144 loans, Score: 72/100 (Strong)

**VA:**
- Purchase: 24 loans, Score: 62/100 (Strong)

**Jumbo:**
- Purchase: 150 loans, Score: 84/100 (Exceptional)
- Refinance: 20 loans, Score: 78/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 82/100 | 2,538 | $843M | -0.040% | Exceptional 🤩 |
| Refinance | 71/100 | 310 | $95M | +0.031% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| WI | 2,002 | 3.03% | 97/100 |
| IL | 484 | 0.39% | 78/100 |
| MN | 219 | 0.34% | 69/100 |
| MO | 82 | 0.11% | 57/100 |
| MI | 22 | 0.02% | 43/100 |
| FL | 19 | 0.01% | 37/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Milwaukee | WI | 569 | 90/100 |
| Non |  | 458 | 70/100 |
| Chicago | IL | 305 | 74/100 |
| Minneapolis | MN-WI | 273 | 73/100 |
| Green Bay, WI | WI | 251 | 96/100 |
| St. Louis, MO | MO-IL | 139 | 70/100 |
| Appleton, WI | WI | 97 | 73/100 |
| Oshkosh | WI | 81 | 75/100 |
| Racine | WI | 71 | 73/100 |
| Madison, WI | WI | 70 | 62/100 |
| Fond du Lac, WI | WI | 65 | 81/100 |
| Eau Claire, WI | WI | 57 | 64/100 |
| Janesville | WI | 54 | 71/100 |
| Kenosha, WI | WI | 53 | 74/100 |
| La Crosse | WI-MN | 45 | 61/100 |

## Where This Lender Ranks

Associated Bank, National Association appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in Wisconsin for FHA Loans
  - [View Full Rankings](https://saferate.com/wisconsin/best-mortgage-lenders/fha-loans)
- 🥇 **#1** in Wisconsin for FHA Loans (Banks)
  - [View Full Rankings](https://saferate.com/wisconsin/best-mortgage-lenders/banks/fha-loans)
- 🥇 **#1** in Milwaukee for FHA Loans
  - [View Full Rankings](https://saferate.com/milwaukee/best-mortgage-lenders/fha-loans)
- 🥇 **#1** in Milwaukee for FHA Loans (Banks)
  - [View Full Rankings](https://saferate.com/milwaukee/best-mortgage-lenders/banks/fha-loans)
- 🥇 **#1** in Green Bay, WI for FHA Loans
  - [View Full Rankings](https://saferate.com/green-bay-wi/best-mortgage-lenders/fha-loans)
- 🥇 **#1** in Green Bay, WI for FHA Loans (Banks)
  - [View Full Rankings](https://saferate.com/green-bay-wi/best-mortgage-lenders/banks/fha-loans)
- 🥇 **#1** in Oshkosh Banks
  - [View Full Rankings](https://saferate.com/oshkosh/best-mortgage-lenders/banks)
- 🥇 **#1** in Oshkosh for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/oshkosh/best-mortgage-lenders/banks/conventional-loans)
- 🥇 **#1** in Oshkosh for FHA Loans
  - [View Full Rankings](https://saferate.com/oshkosh/best-mortgage-lenders/fha-loans)
- 🥇 **#1** in Oshkosh for FHA Loans (Banks)
  - [View Full Rankings](https://saferate.com/oshkosh/best-mortgage-lenders/banks/fha-loans)
- 🥇 **#1** in Fond du Lac, WI for Conventional Loans
  - [View Full Rankings](https://saferate.com/fond-du-lac-wi/best-mortgage-lenders/conventional-loans)
- 🥇 **#1** in Fond du Lac, WI for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/fond-du-lac-wi/best-mortgage-lenders/banks/conventional-loans)
- 🥇 **#1** in Eau Claire, WI Banks
  - [View Full Rankings](https://saferate.com/eau-claire-wi/best-mortgage-lenders/banks)
- 🥇 **#1** in Eau Claire, WI for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/eau-claire-wi/best-mortgage-lenders/banks/conventional-loans)
- 🥇 **#1** in La Crosse
  - [View Full Rankings](https://saferate.com/la-crosse/best-mortgage-lenders)
- 🥇 **#1** in La Crosse Banks
  - [View Full Rankings](https://saferate.com/la-crosse/best-mortgage-lenders/banks)
- 🥇 **#1** in La Crosse for Conventional Loans
  - [View Full Rankings](https://saferate.com/la-crosse/best-mortgage-lenders/conventional-loans)
- 🥇 **#1** in La Crosse for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/la-crosse/best-mortgage-lenders/banks/conventional-loans)
- 🥇 **#1** in Wausau, WI Banks
  - [View Full Rankings](https://saferate.com/wausau-wi/best-mortgage-lenders/banks)
- 🥇 **#1** in Wausau, WI for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/wausau-wi/best-mortgage-lenders/banks/conventional-loans)

## Frequently Asked Questions

### What loan types does Associated Bank, National Association offer?

Associated Bank, National Association offers the following mortgage loan types: FHA, Conventional, VA, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Associated Bank, National Association offer mortgages?

Associated Bank, National Association offers mortgages in 11 states: AZ, FL, IA, IL, IN, KS, MI, MN, MO, OH, WI.

### How competitive are Associated Bank, National Association's mortgage rates?

Associated Bank, National Association has a pricing score of 93/100 (Exceptional), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.032% below market average.

### What type of lender is Associated Bank, National Association?

Associated Bank, National Association is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Green Bay, WI.

### What is Associated Bank, National Association's loan approval success rate?

Associated Bank, National Association has a pull-through score of 72/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/associated-bank-national-association

### How to Cite

> "Associated Bank, National Association Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/associated-bank-national-association

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