# ASSOCIATED CREDIT UNION OF TEXAS

> **Canonical URL:** https://saferate.com/lenders/associated-credit-union-of-texas


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


ASSOCIATED CREDIT UNION OF TEXAS is a credit union, headquartered in League City, TX, with 64 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 52% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300JX4XZ2XQAMU684
- **Headquarters:** League City, TX
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** TX
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Sound ☺️
- Score: 48/100
- Rating: ●●●○○ (3/5)


### Lending Volume
- **Total Loans:** 64
- **Dollar Volume:** $14 million
- **Applications Received:** 79
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $226,406
- **Average Borrower Income:** $137,078
- **Average Property Value:** $495,000

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 24/100 | 57 | - | - | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 25 loans, Score: 19/100 (Mediocre)
- Refinance: 32 loans, Score: 40/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 21/100 | 32 | $9M | - | Acceptable 🙂 |
| Refinance | 39/100 | 32 | $5M | - | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TX | 64 | 0.02% | 62/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Houston | TX | 57 | 66/100 |

## Frequently Asked Questions

### What loan types does ASSOCIATED CREDIT UNION OF TEXAS offer?

ASSOCIATED CREDIT UNION OF TEXAS offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does ASSOCIATED CREDIT UNION OF TEXAS offer mortgages?

ASSOCIATED CREDIT UNION OF TEXAS offers mortgages in 1 states: TX.

### What type of lender is ASSOCIATED CREDIT UNION OF TEXAS?

ASSOCIATED CREDIT UNION OF TEXAS is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in League City, TX.

### What is ASSOCIATED CREDIT UNION OF TEXAS's loan approval success rate?

ASSOCIATED CREDIT UNION OF TEXAS has a pull-through score of 48/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/associated-credit-union-of-texas

### How to Cite

> "ASSOCIATED CREDIT UNION OF TEXAS Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/associated-credit-union-of-texas

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