# AUBURN UNIVERSITY CREDIT UNION

> **Canonical URL:** https://saferate.com/lenders/auburn-university-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


AUBURN UNIVERSITY CREDIT UNION is a credit union, headquartered in Auburn, AL, with 17 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 65% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300GMZQGVLZ5KCW51
- **Headquarters:** Auburn, AL
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** AL
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Acceptable 🙂
- Score: 35/100
- Rating: ●●○○○ (2/5)


### Lending Volume
- **Total Loans:** 17
- **Dollar Volume:** $3 million
- **Applications Received:** 26
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $168,529
- **Average Borrower Income:** $207,529
- **Average Property Value:** $397,353

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 26/100 | 17 | - | - | Acceptable 🙂 |

### Product Performance by Purpose

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Refinance | 41/100 | 13 | $2M | - | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| AL | 17 | 0.03% | 56/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Auburn | AL | 15 | 60/100 |

## Where This Lender Ranks

AUBURN UNIVERSITY CREDIT UNION appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥉 **#3** in Auburn for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/auburn/best-mortgage-lenders/credit-unions/conventional-loans)

## Frequently Asked Questions

### What loan types does AUBURN UNIVERSITY CREDIT UNION offer?

AUBURN UNIVERSITY CREDIT UNION offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does AUBURN UNIVERSITY CREDIT UNION offer mortgages?

AUBURN UNIVERSITY CREDIT UNION offers mortgages in 1 states: AL.

### What type of lender is AUBURN UNIVERSITY CREDIT UNION?

AUBURN UNIVERSITY CREDIT UNION is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Auburn, AL.

### What is AUBURN UNIVERSITY CREDIT UNION's loan approval success rate?

AUBURN UNIVERSITY CREDIT UNION has a pull-through score of 35/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/auburn-university-credit-union

### How to Cite

> "AUBURN UNIVERSITY CREDIT UNION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/auburn-university-credit-union

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