# Aurora Financial, LLC

> **Canonical URL:** https://saferate.com/lenders/aurora-financial


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Aurora Financial, LLC is a independent mortgage company, headquartered in MECHANICSVILLE, VA, serving borrowers across 12 states, with 126 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 56% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300S93XI20FLTGK89
- **Headquarters:** MECHANICSVILLE, VA
- **Geographic Reach:** Multi-Region
- **States Served:** 12
- **State List:** DC, DE, FL, GA, IL, MD, NC, PA, SC, TX, VA, WA
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Sound ☺️
- Score: 44/100
- Rating: ●●●○○ (3/5)


### Lending Volume
- **Total Loans:** 126
- **Dollar Volume:** $58 million
- **Applications Received:** 153
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $461,190
- **Average Borrower Income:** $195,730
- **Average Property Value:** $999,524

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 32/100 | 118 | - | - | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 96 loans, Score: 32/100 (Acceptable)
- Refinance: 22 loans, Score: 35/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 32/100 | 104 | $49M | - | Acceptable 🙂 |
| Refinance | 32/100 | 22 | $9M | - | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| VA | 46 | 0.04% | 61/100 |
| NC | 20 | 0.01% | 48/100 |
| MD | 16 | 0.02% | 48/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Arlington | VA-WV | 33 | 60/100 |

## Frequently Asked Questions

### What loan types does Aurora Financial, LLC offer?

Aurora Financial, LLC offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Aurora Financial, LLC offer mortgages?

Aurora Financial, LLC offers mortgages in 12 states: DC, DE, FL, GA, IL, MD, NC, PA, SC, TX, VA, WA.

### What type of lender is Aurora Financial, LLC?

Aurora Financial, LLC is a non-depository lender that specializes in mortgage origination, headquartered in MECHANICSVILLE, VA.

### What is Aurora Financial, LLC's loan approval success rate?

Aurora Financial, LLC has a pull-through score of 44/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/aurora-financial

### How to Cite

> "Aurora Financial, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/aurora-financial

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