# b1BANK

> **Canonical URL:** https://saferate.com/lenders/b1bank


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


b1BANK is a bank, headquartered in Baton Rouge, LA, serving borrowers across 6 states, with 130 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 42% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 54930045J8O98TUGTW86
- **Headquarters:** Baton Rouge, LA
- **Geographic Reach:** Multi-Region
- **States Served:** 6
- **State List:** AL, FL, KY, LA, MS, TX
- **Markets (MSAs):** 3
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Sound ☺️
- Score: 58/100
- Rating: ●●●○○ (3/5)


### Lending Volume
- **Total Loans:** 130
- **Dollar Volume:** $52 million
- **Applications Received:** 179
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $396,692
- **Average Borrower Income:** $1,002,646
- **Average Property Value:** $572,308

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 33/100 | 109 | +0.896% | $619 | Acceptable 🙂 |
| Jumbo | 70/100 | 21 | -1.119% | $9,438 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 60 loans, Score: 31/100 (Acceptable)
- Refinance: 49 loans, Score: 52/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 33/100 | 75 | $35M | +0.605% | Acceptable 🙂 |
| Refinance | 51/100 | 55 | $16M | +0.903% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| LA | 110 | 0.32% | 72/100 |
| TX | 13 | 0.00% | 41/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 49 | 49/100 |
| Baton Rouge, LA | LA | 14 | 49/100 |
| Lafayette, LA | LA | 10 | 46/100 |

## Where This Lender Ranks

b1BANK appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#10** in Louisiana for Jumbo Loans (Banks)
  - [View Full Rankings](https://saferate.com/louisiana/best-mortgage-lenders/banks/jumbo-loans)
- 🏆 **#14** in Lafayette, LA for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/lafayette-la/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#15** in Louisiana for Jumbo Loans
  - [View Full Rankings](https://saferate.com/louisiana/best-mortgage-lenders/jumbo-loans)
- 🏆 **#18** in Louisiana for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/louisiana/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#19** in Louisiana Banks
  - [View Full Rankings](https://saferate.com/louisiana/best-mortgage-lenders/banks)

## Frequently Asked Questions

### What loan types does b1BANK offer?

b1BANK offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does b1BANK offer mortgages?

b1BANK offers mortgages in 6 states: AL, FL, KY, LA, MS, TX.

### What type of lender is b1BANK?

b1BANK is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Baton Rouge, LA.

### What is b1BANK's loan approval success rate?

b1BANK has a pull-through score of 58/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/b1bank

### How to Cite

> "b1BANK Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/b1bank

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**[View Interactive Profile →](https://saferate.com/lenders/b1bank)**