# BANC ONE MORTGAGE CORPORATION

> **Canonical URL:** https://saferate.com/lenders/banc-one-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


BANC ONE MORTGAGE CORPORATION is a independent mortgage company, headquartered in ORANGE, CA, serving borrowers across 7 states, with 141 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 38% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300OLJQ30ZT21BC55
- **Headquarters:** ORANGE, CA
- **Geographic Reach:** Multi-Region
- **States Served:** 7
- **State List:** AZ, CA, FL, MD, NJ, TX, WA
- **Markets (MSAs):** 3
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Strong 😀
- Score: 62/100
- Rating: ●●●●○ (4/5)


### Lending Volume
- **Total Loans:** 141
- **Dollar Volume:** $75 million
- **Applications Received:** 167
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $533,156
- **Average Borrower Income:** $18,482
- **Average Property Value:** $676,418

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 29/100 | 88 | - | - | Acceptable 🙂 |
| FHA | 58/100 | 50 | - | - | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 75 loans, Score: 31/100 (Acceptable)

**FHA:**
- Purchase: 47 loans, Score: 58/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 37/100 | 125 | $67M | - | Acceptable 🙂 |
| Refinance | 24/100 | 16 | $8M | - | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CA | 120 | 0.04% | 66/100 |
| TX | 13 | 0.00% | 40/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Riverside | CA | 68 | 67/100 |
| Los Angeles | CA | 22 | 53/100 |
| Anaheim | CA | 18 | 54/100 |

## Frequently Asked Questions

### What loan types does BANC ONE MORTGAGE CORPORATION offer?

BANC ONE MORTGAGE CORPORATION offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does BANC ONE MORTGAGE CORPORATION offer mortgages?

BANC ONE MORTGAGE CORPORATION offers mortgages in 7 states: AZ, CA, FL, MD, NJ, TX, WA.

### What type of lender is BANC ONE MORTGAGE CORPORATION?

BANC ONE MORTGAGE CORPORATION is a non-depository lender that specializes in mortgage origination, headquartered in ORANGE, CA.

### What is BANC ONE MORTGAGE CORPORATION's loan approval success rate?

BANC ONE MORTGAGE CORPORATION has a pull-through score of 62/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

---

## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/banc-one-mortgage

### How to Cite

> "BANC ONE MORTGAGE CORPORATION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/banc-one-mortgage

---

**[View Interactive Profile →](https://saferate.com/lenders/banc-one-mortgage)**