# Bank of Hope

> **Canonical URL:** https://saferate.com/lenders/bank-of-hope


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Bank of Hope is a bank, headquartered in Los Angeles, CA, serving borrowers across 21 states, with 426 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 89% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 48% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 549300F570XAWYN8Z237
- **Headquarters:** Los Angeles, CA
- **Geographic Reach:** Multi-Region
- **States Served:** 21
- **State List:** AL, AZ, CA, CT, FL, GA, IL, MA, MD, NC, NJ, NV, NY, OH, OR, PA, SC, TN, TX, VA, WA
- **Markets (MSAs):** 3
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 11/100
- Rating: ●○○○○ (1/5)

### Pull Through: Sound ☺️
- Score: 52/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.572%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,534
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 426
- **Dollar Volume:** $235 million
- **Applications Received:** 639
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $550,516
- **Average Borrower Income:** $217,641
- **Average Property Value:** $899,765

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 52/100 | 410 | +0.560% | $1,552 | Sound ☺️ |
| Jumbo | 44/100 | 16 | +0.821% | $1,134 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 381 loans, Score: 53/100 (Sound)
- Refinance: 29 loans, Score: 38/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 53/100 | 394 | $213M | +0.560% | Sound ☺️ |
| Refinance | 37/100 | 32 | $21M | +0.719% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| NY | 276 | 0.24% | 76/100 |
| CA | 31 | 0.01% | 47/100 |
| NJ | 30 | 0.04% | 52/100 |
| PA | 12 | 0.01% | 40/100 |
| OH | 10 | 0.01% | 38/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| New York | NY-NJ | 234 | 79/100 |
| Nassau County | NY | 54 | 63/100 |
| Los Angeles | CA | 16 | 46/100 |

## Where This Lender Ranks

Bank of Hope appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#19** in New York for Jumbo Loans (Banks)
  - [View Full Rankings](https://saferate.com/new-york/best-mortgage-lenders/banks/jumbo-loans)
- 🏆 **#19** in Nassau County Banks
  - [View Full Rankings](https://saferate.com/nassau-county/best-mortgage-lenders/banks)
- 🏆 **#19** in Nassau County for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/nassau-county/best-mortgage-lenders/banks/conventional-loans)

## Frequently Asked Questions

### What loan types does Bank of Hope offer?

Bank of Hope offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Bank of Hope offer mortgages?

Bank of Hope offers mortgages in 21 states: AL, AZ, CA, CT, FL, GA, IL, MA, MD, NC, NJ, NV, NY, OH, OR, PA, SC, TN, TX, VA, WA.

### How competitive are Bank of Hope's mortgage rates?

Bank of Hope has a pricing score of 11/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.572% above market average.

### What type of lender is Bank of Hope?

Bank of Hope is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Los Angeles, CA.

### What is Bank of Hope's loan approval success rate?

Bank of Hope has a pull-through score of 52/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/bank-of-hope

### How to Cite

> "Bank of Hope Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/bank-of-hope

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