# BANKING MORTGAGE SERVICES, B.M.S. CORP.

> **Canonical URL:** https://saferate.com/lenders/banking-mortgage-services-bms


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


BANKING MORTGAGE SERVICES, B.M.S. CORP. is a independent mortgage company, headquartered in MIAMI, FL, with 94 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 95% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 62% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 5493006XEQ3W7XTQXN65
- **Headquarters:** MIAMI, FL
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** FL
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 5/100
- Rating: ●○○○○ (1/5)

### Pull Through: Acceptable 🙂
- Score: 38/100
- Rating: ●●○○○ (2/5)

### Pricing Details
- **Average Rate Spread:** +0.760%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $7,109
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 94
- **Dollar Volume:** $47 million
- **Applications Received:** 94
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $499,468
- **Average Borrower Income:** $165,872
- **Average Property Value:** $587,234

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 32/100 | 67 | +0.729% | $7,380 | Acceptable 🙂 |
| FHA | 56/100 | 26 | +0.895% | $6,400 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 64 loans, Score: 34/100 (Acceptable)

**FHA:**
- Purchase: 26 loans, Score: 55/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 39/100 | 91 | $46M | +0.760% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| FL | 94 | 0.03% | 64/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Miami | FL | 82 | 74/100 |

## Frequently Asked Questions

### What loan types does BANKING MORTGAGE SERVICES, B.M.S. CORP. offer?

BANKING MORTGAGE SERVICES, B.M.S. CORP. offers the following mortgage loan types: FHA, Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does BANKING MORTGAGE SERVICES, B.M.S. CORP. offer mortgages?

BANKING MORTGAGE SERVICES, B.M.S. CORP. offers mortgages in 1 states: FL.

### How competitive are BANKING MORTGAGE SERVICES, B.M.S. CORP.'s mortgage rates?

BANKING MORTGAGE SERVICES, B.M.S. CORP. has a pricing score of 5/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.760% above market average.

### What type of lender is BANKING MORTGAGE SERVICES, B.M.S. CORP.?

BANKING MORTGAGE SERVICES, B.M.S. CORP. is a non-depository lender that specializes in mortgage origination, headquartered in MIAMI, FL.

### What is BANKING MORTGAGE SERVICES, B.M.S. CORP.'s loan approval success rate?

BANKING MORTGAGE SERVICES, B.M.S. CORP. has a pull-through score of 38/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/banking-mortgage-services-bms

### How to Cite

> "BANKING MORTGAGE SERVICES, B.M.S. CORP. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/banking-mortgage-services-bms

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