# Banterra Bank

> **Canonical URL:** https://saferate.com/lenders/banterra-bank


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Banterra Bank is a bank, headquartered in Marion, IL, serving borrowers across 8 states, with 129 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 79% for loan approval success

## Overview

- **Institution Type:** Bank
- **LEI (Legal Entity Identifier):** 549300NGCDNC9174EF79
- **Headquarters:** Marion, IL
- **Geographic Reach:** Multi-Region
- **States Served:** 8
- **State List:** AZ, FL, IL, IN, KY, MO, TN, UT
- **Markets (MSAs):** 4
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Acceptable 🙂
- Score: 21/100
- Rating: ●●○○○ (2/5)


### Lending Volume
- **Total Loans:** 129
- **Dollar Volume:** $54 million
- **Applications Received:** 266
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $421,124
- **Average Borrower Income:** $219,744
- **Average Property Value:** $551,047

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 51/100 | 110 | - | - | Sound ☺️ |
| Jumbo | 45/100 | 19 | - | - | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 95 loans, Score: 50/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 50/100 | 111 | $47M | - | Sound ☺️ |
| Refinance | 26/100 | 18 | $7M | - | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| IL | 53 | 0.04% | 61/100 |
| MO | 22 | 0.03% | 51/100 |
| UT | 16 | 0.04% | 49/100 |
| AZ | 14 | 0.01% | 46/100 |
| IN | 13 | 0.01% | 44/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 58 | 52/100 |
| Cape Girardeau, MO | MO-IL | 20 | 62/100 |
| Evansville, IN | IN | 12 | 48/100 |
| Phoenix | AZ | 12 | 45/100 |

## Where This Lender Ranks

Banterra Bank appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#9** in Cape Girardeau, MO Banks
  - [View Full Rankings](https://saferate.com/cape-girardeau-mo/best-mortgage-lenders/banks)
- 🏆 **#10** in Evansville, IN for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/evansville-in/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#11** in Cape Girardeau, MO for Conventional Loans (Banks)
  - [View Full Rankings](https://saferate.com/cape-girardeau-mo/best-mortgage-lenders/banks/conventional-loans)
- 🏆 **#15** in Cape Girardeau, MO
  - [View Full Rankings](https://saferate.com/cape-girardeau-mo/best-mortgage-lenders)
- 🏆 **#17** in Cape Girardeau, MO for Conventional Loans
  - [View Full Rankings](https://saferate.com/cape-girardeau-mo/best-mortgage-lenders/conventional-loans)

## Frequently Asked Questions

### What loan types does Banterra Bank offer?

Banterra Bank offers the following mortgage loan types: Conventional, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Banterra Bank offer mortgages?

Banterra Bank offers mortgages in 8 states: AZ, FL, IL, IN, KY, MO, TN, UT.

### What type of lender is Banterra Bank?

Banterra Bank is a federally or state-chartered bank that offers mortgage lending as part of its broader banking services, headquartered in Marion, IL.

### What is Banterra Bank's loan approval success rate?

Banterra Bank has a pull-through score of 21/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

---

## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/banterra-bank

### How to Cite

> "Banterra Bank Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/banterra-bank

---

**[View Interactive Profile →](https://saferate.com/lenders/banterra-bank)**