# Barley Mortgage, LLC

> **Canonical URL:** https://saferate.com/lenders/barley-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Barley Mortgage, LLC is a independent mortgage company, headquartered in Mount Pleasant, SC, with 46 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 39% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 55% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300810F3G8UKNJ127
- **Headquarters:** Mount Pleasant, SC
- **Geographic Reach:** Single State
- **States Served:** 1
- **State List:** SC
- **Markets (MSAs):** 1
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Strong 😀
- Score: 61/100
- Rating: ●●●●○ (4/5)

### Pull Through: Sound ☺️
- Score: 45/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.193%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $1,622
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 46
- **Dollar Volume:** $21 million
- **Applications Received:** 57
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $450,217
- **Average Borrower Income:** $205,370
- **Average Property Value:** $666,739

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 27/100 | 41 | +0.184% | $1,633 | Acceptable 🙂 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 31 loans, Score: 26/100 (Acceptable)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 28/100 | 36 | $18M | +0.232% | Acceptable 🙂 |
| Refinance | 21/100 | 10 | $3M | +0.060% | Acceptable 🙂 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| SC | 46 | 0.06% | 66/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Charleston | SC | 42 | 71/100 |

## Where This Lender Ranks

Barley Mortgage, LLC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#17** in Charleston Mortgage Companies
  - [View Full Rankings](https://saferate.com/charleston/best-mortgage-lenders/mortgage-companies)

## Frequently Asked Questions

### What loan types does Barley Mortgage, LLC offer?

Barley Mortgage, LLC offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Barley Mortgage, LLC offer mortgages?

Barley Mortgage, LLC offers mortgages in 1 states: SC.

### How competitive are Barley Mortgage, LLC's mortgage rates?

Barley Mortgage, LLC has a pricing score of 61/100 (Strong), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.193% above market average.

### What type of lender is Barley Mortgage, LLC?

Barley Mortgage, LLC is a non-depository lender that specializes in mortgage origination, headquartered in Mount Pleasant, SC.

### What is Barley Mortgage, LLC's loan approval success rate?

Barley Mortgage, LLC has a pull-through score of 45/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/barley-mortgage

### How to Cite

> "Barley Mortgage, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/barley-mortgage

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