# BEEHIVE

> **Canonical URL:** https://saferate.com/lenders/beehive


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


BEEHIVE is a credit union, headquartered in Rexburg, ID, serving borrowers across 5 states, with 88 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 51% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 78% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300ZUF2EI6H23YK94
- **Headquarters:** Rexburg, ID
- **Geographic Reach:** Regional
- **States Served:** 5
- **State List:** AZ, ID, MT, UT, WY
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Sound ☺️
- Score: 49/100
- Rating: ●●●○○ (3/5)

### Pull Through: Acceptable 🙂
- Score: 22/100
- Rating: ●●○○○ (2/5)

### Pricing Details
- **Average Rate Spread:** -0.032%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,542
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 88
- **Dollar Volume:** $25 million
- **Applications Received:** 204
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $278,864
- **Average Borrower Income:** $124,205
- **Average Property Value:** $477,614

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 44/100 | 87 | -0.030% | $3,535 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 53 loans, Score: 37/100 (Acceptable)
- Refinance: 34 loans, Score: 54/100 (Sound)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 37/100 | 54 | $17M | -0.145% | Acceptable 🙂 |
| Refinance | 52/100 | 34 | $8M | +0.169% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| ID | 78 | 0.29% | 68/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 44 | 50/100 |
| Idaho Falls, ID | ID | 29 | 68/100 |

## Where This Lender Ranks

BEEHIVE appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#4** in Idaho Falls, ID Credit Unions
  - [View Full Rankings](https://saferate.com/idaho-falls-id/best-mortgage-lenders/credit-unions)
- 🏆 **#5** in Idaho Falls, ID for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/idaho-falls-id/best-mortgage-lenders/credit-unions/conventional-loans)
- 🏆 **#8** in Idaho for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/idaho/best-mortgage-lenders/credit-unions/conventional-loans)
- 🏆 **#9** in Idaho Credit Unions
  - [View Full Rankings](https://saferate.com/idaho/best-mortgage-lenders/credit-unions)
- 🏆 **#14** in Idaho Falls, ID
  - [View Full Rankings](https://saferate.com/idaho-falls-id/best-mortgage-lenders)

## Frequently Asked Questions

### What loan types does BEEHIVE offer?

BEEHIVE offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does BEEHIVE offer mortgages?

BEEHIVE offers mortgages in 5 states: AZ, ID, MT, UT, WY.

### How competitive are BEEHIVE's mortgage rates?

BEEHIVE has a pricing score of 49/100 (Sound), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.032% below market average.

### What type of lender is BEEHIVE?

BEEHIVE is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Rexburg, ID.

### What is BEEHIVE's loan approval success rate?

BEEHIVE has a pull-through score of 22/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/beehive

### How to Cite

> "BEEHIVE Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/beehive

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