# BELEM SERVICING LLC

> **Canonical URL:** https://saferate.com/lenders/belem-servicing


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


BELEM SERVICING LLC is a independent mortgage company, headquartered in St. George, UT, serving borrowers across 16 states, with 509 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 74% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 24% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300OHLAHJ10DFF198
- **Headquarters:** St. George, UT
- **Geographic Reach:** Multi-Region
- **States Served:** 16
- **State List:** AZ, CA, FL, GA, IA, ID, IN, NC, NE, NM, NV, TX, UT, VA, WA, WY
- **Markets (MSAs):** 6
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 26/100
- Rating: ●●○○○ (2/5)

### Pull Through: Strong 😀
- Score: 76/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.347%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,989
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 509
- **Dollar Volume:** $193 million
- **Applications Received:** 683
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $378,261
- **Average Borrower Income:** $203,491
- **Average Property Value:** $489,145

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 67/100 | 340 | +0.334% | $3,917 | Strong 😀 |
| FHA | 72/100 | 140 | +0.630% | $4,172 | Strong 😀 |
| VA | 61/100 | 25 | -0.569% | $3,966 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 306 loans, Score: 67/100 (Strong)
- Refinance: 34 loans, Score: 53/100 (Sound)

**FHA:**
- Purchase: 135 loans, Score: 72/100 (Strong)

**VA:**
- Purchase: 23 loans, Score: 61/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 70/100 | 467 | $173M | +0.388% | Strong 😀 |
| Refinance | 56/100 | 42 | $19M | +0.081% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| UT | 232 | 0.52% | 77/100 |
| FL | 109 | 0.04% | 60/100 |
| ID | 98 | 0.37% | 66/100 |
| TX | 25 | 0.01% | 44/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| St. George, UT | UT | 188 | 97/100 |
| Idaho Falls, ID | ID | 71 | 80/100 |
| Non |  | 52 | 44/100 |
| Miami | FL | 41 | 59/100 |
| Cape Coral | FL | 23 | 53/100 |
| Naples | FL | 11 | 48/100 |

## Where This Lender Ranks

BELEM SERVICING LLC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#6** in Idaho Falls, ID Mortgage Companies
  - [View Full Rankings](https://saferate.com/idaho-falls-id/best-mortgage-lenders/mortgage-companies)
- 🏆 **#9** in St. George, UT for VA Loans
  - [View Full Rankings](https://saferate.com/st-george-ut/best-mortgage-lenders/va-loans)
- 🏆 **#9** in St. George, UT for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/st-george-ut/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#9** in Idaho Falls, ID for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/idaho-falls-id/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#9** in Idaho Falls, ID for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/idaho-falls-id/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#9** in Idaho Falls, ID for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/idaho-falls-id/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#10** in St. George, UT Mortgage Companies
  - [View Full Rankings](https://saferate.com/st-george-ut/best-mortgage-lenders/mortgage-companies)
- 🏆 **#12** in St. George, UT
  - [View Full Rankings](https://saferate.com/st-george-ut/best-mortgage-lenders)
- 🏆 **#12** in St. George, UT for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/st-george-ut/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#12** in St. George, UT for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/st-george-ut/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#12** in Idaho Falls, ID
  - [View Full Rankings](https://saferate.com/idaho-falls-id/best-mortgage-lenders)
- 🏆 **#12** in Idaho Falls, ID for VA Loans
  - [View Full Rankings](https://saferate.com/idaho-falls-id/best-mortgage-lenders/va-loans)
- 🏆 **#12** in Naples for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/naples/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#13** in Naples for FHA Loans
  - [View Full Rankings](https://saferate.com/naples/best-mortgage-lenders/fha-loans)
- 🏆 **#14** in St. George, UT for FHA Loans
  - [View Full Rankings](https://saferate.com/st-george-ut/best-mortgage-lenders/fha-loans)
- 🏆 **#14** in Idaho Falls, ID for FHA Loans
  - [View Full Rankings](https://saferate.com/idaho-falls-id/best-mortgage-lenders/fha-loans)
- 🏆 **#17** in St. George, UT for Conventional Loans
  - [View Full Rankings](https://saferate.com/st-george-ut/best-mortgage-lenders/conventional-loans)
- 🏆 **#18** in Idaho Falls, ID for Conventional Loans
  - [View Full Rankings](https://saferate.com/idaho-falls-id/best-mortgage-lenders/conventional-loans)

## Frequently Asked Questions

### What loan types does BELEM SERVICING LLC offer?

BELEM SERVICING LLC offers the following mortgage loan types: FHA, Conventional, VA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does BELEM SERVICING LLC offer mortgages?

BELEM SERVICING LLC offers mortgages in 16 states: AZ, CA, FL, GA, IA, ID, IN, NC, NE, NM, NV, TX, UT, VA, WA, WY.

### How competitive are BELEM SERVICING LLC's mortgage rates?

BELEM SERVICING LLC has a pricing score of 26/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.347% above market average.

### What type of lender is BELEM SERVICING LLC?

BELEM SERVICING LLC is a non-depository lender that specializes in mortgage origination, headquartered in St. George, UT.

### What is BELEM SERVICING LLC's loan approval success rate?

BELEM SERVICING LLC has a pull-through score of 76/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

---

## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/belem-servicing

### How to Cite

> "BELEM SERVICING LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/belem-servicing

---

**[View Interactive Profile →](https://saferate.com/lenders/belem-servicing)**