# BETTER MORTGAGE CORPORATION

> **Canonical URL:** https://saferate.com/lenders/better-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


BETTER MORTGAGE CORPORATION is a independent mortgage company, headquartered in GLENDALE, CA, serving borrowers nationwide, with 4,227 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 15% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 79% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300XY701IELCE5Q08
- **Headquarters:** GLENDALE, CA
- **Geographic Reach:** National
- **States Served:** 51
- **State List:** AK, AL, AR, AZ, CA, CO, CT, DC, DE, FL, GA, HI, IA, ID, IL, IN, KS, KY, LA, MA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NJ, NM, NV, NY, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV, WY
- **Markets (MSAs):** 50
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Exceptional 🤩
- Score: 85/100
- Rating: ●●●●● (5/5)

### Pull Through: Acceptable 🙂
- Score: 21/100
- Rating: ●●○○○ (2/5)

### Pricing Details
- **Average Rate Spread:** +0.002%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $592
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 4,227
- **Dollar Volume:** $1.9 billion
- **Applications Received:** 12,373
- **Market Share:** 12.00%

## Typical Borrower Profile

- **Average Loan Amount:** $444,446
- **Average Borrower Income:** $184,396
- **Average Property Value:** $594,054

## Safe Rate Awards 🏆

- ⭐ **FHA Gold Superstar** (65%)
- ⭐ **Purchase Gold Superstar** (65%)
- ⭐ **Refinance Gold Superstar** (65%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 64/100 | 3,694 | -0.009% | $608 | Strong 😀 |
| FHA | 69/100 | 392 | +0.110% | $545 | Strong 😀 |
| VA | 46/100 | 44 | -0.661% | $-403 | Sound ☺️ |
| Jumbo | 74/100 | 97 | +0.196% | $498 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 3,133 loans, Score: 65/100 (Strong)
- Refinance: 561 loans, Score: 70/100 (Strong)

**FHA:**
- Purchase: 321 loans, Score: 69/100 (Strong)
- Refinance: 71 loans, Score: 75/100 (Strong)

**VA:**
- Purchase: 44 loans, Score: 45/100 (Sound)

**Jumbo:**
- Purchase: 84 loans, Score: 76/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 66/100 | 3,582 | $1.6B | -0.006% | Strong 😀 |
| Refinance | 67/100 | 645 | $281M | +0.046% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| TX | 467 | 0.13% | 70/100 |
| FL | 393 | 0.13% | 67/100 |
| CA | 341 | 0.12% | 66/100 |
| NC | 230 | 0.16% | 65/100 |
| GA | 210 | 0.15% | 66/100 |
| NJ | 176 | 0.21% | 68/100 |
| PA | 165 | 0.14% | 64/100 |
| IL | 159 | 0.13% | 63/100 |
| NY | 149 | 0.13% | 63/100 |
| WA | 138 | 0.16% | 65/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Non |  | 348 | 64/100 |
| Houston | TX | 143 | 64/100 |
| Dallas | TX | 135 | 65/100 |
| Atlanta | GA | 118 | 64/100 |
| New York | NY-NJ | 117 | 64/100 |
| Chicago | IL | 104 | 61/100 |
| Charlotte | NC-SC | 88 | 62/100 |
| Phoenix | AZ | 76 | 57/100 |
| Orlando | FL | 67 | 59/100 |
| Austin | TX | 65 | 60/100 |
| Seattle | WA | 64 | 60/100 |
| Portland | OR-WA | 58 | 57/100 |
| Arlington | VA-WV | 57 | 57/100 |
| Raleigh | NC | 55 | 59/100 |
| Fort Lauderdale | FL | 54 | 57/100 |

## Where This Lender Ranks

BETTER MORTGAGE CORPORATION appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#14** in Seattle for Jumbo Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/seattle/best-mortgage-lenders/mortgage-companies/jumbo-loans)
- 🏆 **#17** in Seattle Mortgage Companies
  - [View Full Rankings](https://saferate.com/seattle/best-mortgage-lenders/mortgage-companies)
- 🏆 **#19** in New York Mortgage Companies
  - [View Full Rankings](https://saferate.com/new-york/best-mortgage-lenders/mortgage-companies)

## Frequently Asked Questions

### What loan types does BETTER MORTGAGE CORPORATION offer?

BETTER MORTGAGE CORPORATION offers the following mortgage loan types: FHA, Conventional, VA, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does BETTER MORTGAGE CORPORATION offer mortgages?

BETTER MORTGAGE CORPORATION is a national lender offering mortgages in all 50 states plus Washington D.C.

### How competitive are BETTER MORTGAGE CORPORATION's mortgage rates?

BETTER MORTGAGE CORPORATION has a pricing score of 85/100 (Exceptional), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.002% above market average.

### What type of lender is BETTER MORTGAGE CORPORATION?

BETTER MORTGAGE CORPORATION is a non-depository lender that specializes in mortgage origination, headquartered in GLENDALE, CA.

### What is BETTER MORTGAGE CORPORATION's loan approval success rate?

BETTER MORTGAGE CORPORATION has a pull-through score of 21/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/better-mortgage

### How to Cite

> "BETTER MORTGAGE CORPORATION Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/better-mortgage

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**[View Interactive Profile →](https://saferate.com/lenders/better-mortgage)**