# Blackhawk Community Credit Union

> **Canonical URL:** https://saferate.com/lenders/blackhawk-community-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Blackhawk Community Credit Union is a credit union, headquartered in Janesville, WI, serving borrowers across 2 states, with 142 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 23% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 24% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300W1AS8CZYV4MQ17
- **Headquarters:** Janesville, WI
- **Geographic Reach:** Regional
- **States Served:** 2
- **State List:** IL, WI
- **Markets (MSAs):** 2
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Strong 😀
- Score: 77/100
- Rating: ●●●●○ (4/5)

### Pull Through: Strong 😀
- Score: 76/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.200%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $880
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 142
- **Dollar Volume:** $28 million
- **Applications Received:** 193
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $196,479
- **Average Borrower Income:** $90,296
- **Average Property Value:** $286,986

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (64%)
- ⭐ **Purchase Gold Superstar** (64%)
- ⭐ **Refinance Gold Superstar** (70%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 58/100 | 142 | +0.200% | $880 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 96 loans, Score: 54/100 (Sound)
- Refinance: 46 loans, Score: 62/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 53/100 | 96 | $21M | +0.216% | Sound ☺️ |
| Refinance | 61/100 | 46 | $7M | +0.166% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| WI | 140 | 0.21% | 74/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Janesville | WI | 111 | 94/100 |
| Non |  | 17 | 32/100 |

## Where This Lender Ranks

Blackhawk Community Credit Union appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥈 **#2** in Janesville Credit Unions
  - [View Full Rankings](https://saferate.com/janesville/best-mortgage-lenders/credit-unions)
- 🥉 **#3** in Janesville
  - [View Full Rankings](https://saferate.com/janesville/best-mortgage-lenders)
- 🏆 **#5** in Janesville for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/janesville/best-mortgage-lenders/credit-unions/conventional-loans)
- 🏆 **#13** in Wisconsin Credit Unions
  - [View Full Rankings](https://saferate.com/wisconsin/best-mortgage-lenders/credit-unions)
- 🏆 **#13** in Janesville for Conventional Loans
  - [View Full Rankings](https://saferate.com/janesville/best-mortgage-lenders/conventional-loans)
- 🏆 **#17** in Wisconsin for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/wisconsin/best-mortgage-lenders/credit-unions/conventional-loans)

## Frequently Asked Questions

### What loan types does Blackhawk Community Credit Union offer?

Blackhawk Community Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Blackhawk Community Credit Union offer mortgages?

Blackhawk Community Credit Union offers mortgages in 2 states: IL, WI.

### How competitive are Blackhawk Community Credit Union's mortgage rates?

Blackhawk Community Credit Union has a pricing score of 77/100 (Strong), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.200% above market average.

### What type of lender is Blackhawk Community Credit Union?

Blackhawk Community Credit Union is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Janesville, WI.

### What is Blackhawk Community Credit Union's loan approval success rate?

Blackhawk Community Credit Union has a pull-through score of 76/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

---

## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/blackhawk-community-credit-union

### How to Cite

> "Blackhawk Community Credit Union Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/blackhawk-community-credit-union

---

**[View Interactive Profile →](https://saferate.com/lenders/blackhawk-community-credit-union)**