# BLG HOLDINGS, INC.

> **Canonical URL:** https://saferate.com/lenders/blg-holdings


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


BLG HOLDINGS, INC. is a independent mortgage company, headquartered in FLINT, MI, serving borrowers across 2 states, with 449 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 81% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 24% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300SKVC0LU4RBMF20
- **Headquarters:** FLINT, MI
- **Geographic Reach:** Regional
- **States Served:** 2
- **State List:** AZ, MI
- **Markets (MSAs):** 6
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Mediocre 😐
- Score: 19/100
- Rating: ●○○○○ (1/5)

### Pull Through: Strong 😀
- Score: 76/100
- Rating: ●●●●○ (4/5)

### Pricing Details
- **Average Rate Spread:** +0.654%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $3,187
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 449
- **Dollar Volume:** $88 million
- **Applications Received:** 561
- **Market Share:** 1.00%

## Typical Borrower Profile

- **Average Loan Amount:** $196,336
- **Average Borrower Income:** $86,991
- **Average Property Value:** $228,118

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 62/100 | 302 | +0.551% | $3,115 | Strong 😀 |
| FHA | 70/100 | 106 | +1.065% | $3,397 | Strong 😀 |
| VA | 57/100 | 13 | +0.110% | $3,656 | Sound ☺️ |
| USDA | 78/100 | 28 | +1.027% | $3,707 | Strong 😀 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 281 loans, Score: 63/100 (Strong)
- Refinance: 21 loans, Score: 32/100 (Acceptable)

**FHA:**
- Purchase: 100 loans, Score: 70/100 (Strong)

**USDA:**
- Purchase: 28 loans, Score: 78/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 66/100 | 422 | $84M | +0.655% | Strong 😀 |
| Refinance | 44/100 | 27 | $4M | +0.630% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| MI | 447 | 0.39% | 80/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Flint, MI | MI | 154 | 87/100 |
| Non |  | 90 | 53/100 |
| Saginaw, MI | MI | 62 | 79/100 |
| Detroit | MI | 48 | 63/100 |
| Warren | MI | 45 | 59/100 |
| Bay City, MI | MI | 13 | 49/100 |

## Where This Lender Ranks

BLG HOLDINGS, INC. appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in Saginaw, MI for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/saginaw-mi/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🥈 **#2** in Saginaw, MI for USDA Loans
  - [View Full Rankings](https://saferate.com/saginaw-mi/best-mortgage-lenders/usda-loans)
- 🥉 **#3** in Flint, MI for USDA Loans
  - [View Full Rankings](https://saferate.com/flint-mi/best-mortgage-lenders/usda-loans)
- 🥉 **#3** in Flint, MI for USDA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/flint-mi/best-mortgage-lenders/mortgage-companies/usda-loans)
- 🏆 **#6** in Bay City, MI for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/bay-city-mi/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#7** in Saginaw, MI for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/saginaw-mi/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#9** in Flint, MI for Conventional Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/flint-mi/best-mortgage-lenders/mortgage-companies/conventional-loans)
- 🏆 **#10** in Saginaw, MI for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/saginaw-mi/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#11** in Saginaw, MI Mortgage Companies
  - [View Full Rankings](https://saferate.com/saginaw-mi/best-mortgage-lenders/mortgage-companies)
- 🏆 **#13** in Saginaw, MI for FHA Loans
  - [View Full Rankings](https://saferate.com/saginaw-mi/best-mortgage-lenders/fha-loans)
- 🏆 **#18** in Bay City, MI for Conventional Loans
  - [View Full Rankings](https://saferate.com/bay-city-mi/best-mortgage-lenders/conventional-loans)
- 🏆 **#20** in Saginaw, MI
  - [View Full Rankings](https://saferate.com/saginaw-mi/best-mortgage-lenders)

## Frequently Asked Questions

### What loan types does BLG HOLDINGS, INC. offer?

BLG HOLDINGS, INC. offers the following mortgage loan types: FHA, Conventional, VA, USDA. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does BLG HOLDINGS, INC. offer mortgages?

BLG HOLDINGS, INC. offers mortgages in 2 states: AZ, MI.

### How competitive are BLG HOLDINGS, INC.'s mortgage rates?

BLG HOLDINGS, INC. has a pricing score of 19/100 (Mediocre), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.654% above market average.

### What type of lender is BLG HOLDINGS, INC.?

BLG HOLDINGS, INC. is a non-depository lender that specializes in mortgage origination, headquartered in FLINT, MI.

### What is BLG HOLDINGS, INC.'s loan approval success rate?

BLG HOLDINGS, INC. has a pull-through score of 76/100 (Strong). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

---

## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/blg-holdings

### How to Cite

> "BLG HOLDINGS, INC. Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/blg-holdings

---

**[View Interactive Profile →](https://saferate.com/lenders/blg-holdings)**