# BluPeak Credit Union

> **Canonical URL:** https://saferate.com/lenders/blupeak-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


BluPeak Credit Union is a credit union, headquartered in San Diego, CA, serving borrowers across 2 states, with 24 loans originated in the most recent reporting period.

**At a Glance:**
- **Approval Rate:** Ranks in the top 68% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300730ZNSQK9EBT50
- **Headquarters:** San Diego, CA
- **Geographic Reach:** Regional
- **States Served:** 2
- **State List:** CA, NV
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pull Through: Acceptable 🙂
- Score: 32/100
- Rating: ●●○○○ (2/5)


### Lending Volume
- **Total Loans:** 24
- **Dollar Volume:** $12 million
- **Applications Received:** 40
- **Market Share:** 0.00%

## Typical Borrower Profile

- **Average Loan Amount:** $492,500
- **Average Borrower Income:** $163,000
- **Average Property Value:** $703,000

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 13/100 | 24 | -0.103% | $1,268 | Mediocre 😐 |

### Product Performance by Purpose

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 14/100 | 14 | $7M | -0.113% | Mediocre 😐 |
| Refinance | 19/100 | 10 | $5M | -0.066% | Mediocre 😐 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| CA | 23 | 0.01% | 53/100 |

## Frequently Asked Questions

### What loan types does BluPeak Credit Union offer?

BluPeak Credit Union offers the following mortgage loan types: Conventional. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does BluPeak Credit Union offer mortgages?

BluPeak Credit Union offers mortgages in 2 states: CA, NV.

### What type of lender is BluPeak Credit Union?

BluPeak Credit Union is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in San Diego, CA.

### What is BluPeak Credit Union's loan approval success rate?

BluPeak Credit Union has a pull-through score of 32/100 (Acceptable). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/blupeak-credit-union

### How to Cite

> "BluPeak Credit Union Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/blupeak-credit-union

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