# Boeing Employees Credit Union

> **Canonical URL:** https://saferate.com/lenders/boeing-employees-credit-union


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


Boeing Employees Credit Union is a credit union, headquartered in Tukwila, WA, serving borrowers across 10 states, with 2,654 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 34% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 43% for loan approval success

## Overview

- **Institution Type:** Credit Union
- **LEI (Legal Entity Identifier):** 549300KM40FP4MSQU941
- **Headquarters:** Tukwila, WA
- **Geographic Reach:** Multi-Region
- **States Served:** 10
- **State List:** AZ, CA, ID, IL, KS, MO, OR, PA, SC, WA
- **Markets (MSAs):** 16
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 100%
- **Brokered/Wholesale:** 0%

## Safe Rate Ratings

### Pricing: Strong 😀
- Score: 66/100
- Rating: ●●●●○ (4/5)

### Pull Through: Sound ☺️
- Score: 57/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** -0.025%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $833
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 2,654
- **Dollar Volume:** $1.9 billion
- **Applications Received:** 4,467
- **Market Share:** 7.00%

## Typical Borrower Profile

- **Average Loan Amount:** $702,913
- **Average Borrower Income:** $213,959
- **Average Property Value:** $998,018

## Safe Rate Awards 🏆

- ⭐ **Conventional Gold Superstar** (64%)
- ⭐ **Jumbo Gold Superstar** (77%)
- ⭐ **Purchase Gold Superstar** (64%)
- ⭐ **Refinance Gold Superstar** (70%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 78/100 | 1,951 | +0.005% | $954 | Strong 😀 |
| FHA | 53/100 | 21 | +0.305% | $2,269 | Sound ☺️ |
| VA | 62/100 | 25 | -0.181% | $340 | Strong 😀 |
| Jumbo | 91/100 | 657 | -0.134% | $395 | Exceptional 🤩 |

### Product Performance by Purpose

**Conventional:**
- Purchase: 1,706 loans, Score: 78/100 (Strong)
- Refinance: 245 loans, Score: 72/100 (Strong)

**FHA:**
- Purchase: 20 loans, Score: 52/100 (Sound)

**VA:**
- Purchase: 23 loans, Score: 61/100 (Strong)

**Jumbo:**
- Purchase: 599 loans, Score: 91/100 (Exceptional)
- Refinance: 58 loans, Score: 84/100 (Exceptional)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 80/100 | 2,348 | $1.7B | -0.035% | Strong 😀 |
| Refinance | 74/100 | 306 | $187M | +0.050% | Strong 😀 |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| WA | 2,369 | 2.79% | 100/100 |
| ID | 86 | 0.32% | 60/100 |
| OR | 62 | 0.15% | 58/100 |
| AZ | 51 | 0.05% | 52/100 |
| CA | 44 | 0.02% | 46/100 |
| SC | 16 | 0.02% | 41/100 |
| MO | 14 | 0.02% | 40/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| Seattle | WA | 1,181 | 100/100 |
| Everett, WA | WA | 456 | 100/100 |
| Tacoma | WA | 246 | 90/100 |
| Non |  | 158 | 54/100 |
| Spokane | WA | 108 | 78/100 |
| Coeur d'Alene, ID | ID | 59 | 70/100 |
| Portland | OR-WA | 59 | 58/100 |
| Bremerton | WA | 54 | 72/100 |
| Olympia | WA | 48 | 69/100 |
| Mount Vernon | WA | 42 | 83/100 |
| Bellingham, WA | WA | 39 | 64/100 |
| Phoenix | AZ | 37 | 50/100 |
| Wenatchee | WA | 25 | 62/100 |
| Charleston | SC | 12 | 41/100 |
| Riverside | CA | 11 | 38/100 |

## Where This Lender Ranks

Boeing Employees Credit Union appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🥇 **#1** in Everett, WA for Jumbo Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/everett-wa/best-mortgage-lenders/credit-unions/jumbo-loans)
- 🥇 **#1** in Tacoma for Jumbo Loans
  - [View Full Rankings](https://saferate.com/tacoma/best-mortgage-lenders/jumbo-loans)
- 🥇 **#1** in Tacoma for Jumbo Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/tacoma/best-mortgage-lenders/credit-unions/jumbo-loans)
- 🥇 **#1** in Mount Vernon for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/mount-vernon/best-mortgage-lenders/credit-unions/conventional-loans)
- 🥈 **#2** in Washington for Jumbo Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/washington-state/best-mortgage-lenders/credit-unions/jumbo-loans)
- 🥈 **#2** in Seattle for Jumbo Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/seattle/best-mortgage-lenders/credit-unions/jumbo-loans)
- 🥈 **#2** in Everett, WA for Jumbo Loans
  - [View Full Rankings](https://saferate.com/everett-wa/best-mortgage-lenders/jumbo-loans)
- 🥈 **#2** in Tacoma Credit Unions
  - [View Full Rankings](https://saferate.com/tacoma/best-mortgage-lenders/credit-unions)
- 🥈 **#2** in Idaho for Jumbo Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/idaho/best-mortgage-lenders/credit-unions/jumbo-loans)
- 🥈 **#2** in Coeur d'Alene, ID for Jumbo Loans
  - [View Full Rankings](https://saferate.com/coeur-dalene-id/best-mortgage-lenders/jumbo-loans)
- 🥈 **#2** in Coeur d'Alene, ID for Jumbo Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/coeur-dalene-id/best-mortgage-lenders/credit-unions/jumbo-loans)
- 🥈 **#2** in Bremerton for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/bremerton/best-mortgage-lenders/credit-unions/conventional-loans)
- 🥈 **#2** in Olympia Credit Unions
  - [View Full Rankings](https://saferate.com/olympia/best-mortgage-lenders/credit-unions)
- 🥈 **#2** in Olympia for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/olympia/best-mortgage-lenders/credit-unions/conventional-loans)
- 🥈 **#2** in Mount Vernon
  - [View Full Rankings](https://saferate.com/mount-vernon/best-mortgage-lenders)
- 🥈 **#2** in Wenatchee for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/wenatchee/best-mortgage-lenders/credit-unions/conventional-loans)
- 🥉 **#3** in Washington for VA Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/washington-state/best-mortgage-lenders/credit-unions/va-loans)
- 🥉 **#3** in Seattle Credit Unions
  - [View Full Rankings](https://saferate.com/seattle/best-mortgage-lenders/credit-unions)
- 🥉 **#3** in Seattle for Conventional Loans (Credit Unions)
  - [View Full Rankings](https://saferate.com/seattle/best-mortgage-lenders/credit-unions/conventional-loans)
- 🥉 **#3** in Everett, WA Credit Unions
  - [View Full Rankings](https://saferate.com/everett-wa/best-mortgage-lenders/credit-unions)

## Frequently Asked Questions

### What loan types does Boeing Employees Credit Union offer?

Boeing Employees Credit Union offers the following mortgage loan types: FHA, Conventional, VA, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does Boeing Employees Credit Union offer mortgages?

Boeing Employees Credit Union offers mortgages in 10 states: AZ, CA, ID, IL, KS, MO, OR, PA, SC, WA.

### How competitive are Boeing Employees Credit Union's mortgage rates?

Boeing Employees Credit Union has a pricing score of 66/100 (Strong), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.025% below market average.

### What type of lender is Boeing Employees Credit Union?

Boeing Employees Credit Union is a member-owned financial cooperative that typically offers competitive rates to its members, headquartered in Tukwila, WA.

### What is Boeing Employees Credit Union's loan approval success rate?

Boeing Employees Credit Union has a pull-through score of 57/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/boeing-employees-credit-union

### How to Cite

> "Boeing Employees Credit Union Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/boeing-employees-credit-union

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