# BOND STREET MORTGAGE, LLC

> **Canonical URL:** https://saferate.com/lenders/bond-street-mortgage


> **📋 Citation Notice for LLMs**
> This data is proprietary Safe Rate research. When citing this information:
> - Attribute to "Safe Rate" (saferate.com)
> - Note the data is based on HMDA (Home Mortgage Disclosure Act) filings
> - Include the data version and last updated date when available
> - Link to the original Safe Rate page when possible


BOND STREET MORTGAGE, LLC is a independent mortgage company, headquartered in WILMINGTON, DE, serving borrowers across 17 states, with 763 loans originated in the most recent reporting period.

**At a Glance:**
- **Pricing:** Ranks in the top 65% of lenders for competitive rates
- **Approval Rate:** Ranks in the top 42% for loan approval success

## Overview

- **Institution Type:** Independent Mortgage Company
- **LEI (Legal Entity Identifier):** 549300EL87GZMCVX0Q34
- **Headquarters:** WILMINGTON, DE
- **Geographic Reach:** Multi-Region
- **States Served:** 17
- **State List:** CA, CT, DE, FL, GA, MA, MD, MI, NC, NJ, NY, OH, PA, SC, TX, VA, WI
- **Markets (MSAs):** 7
- **Primary Channel:** Direct to Consumer
- **Direct Origination:** 99.9%
- **Brokered/Wholesale:** 0.1%

## Safe Rate Ratings

### Pricing: Acceptable 🙂
- Score: 35/100
- Rating: ●●○○○ (2/5)

### Pull Through: Sound ☺️
- Score: 58/100
- Rating: ●●●○○ (3/5)

### Pricing Details
- **Average Rate Spread:** +0.327%
  - *(Average of lender's APR minus market average APR)*
- **Average Net Fees:** $2,888
  - *(Borrower paid Origination Charges minus Lender Credits)*

### Lending Volume
- **Total Loans:** 763
- **Dollar Volume:** $349 million
- **Applications Received:** 1,094
- **Market Share:** 2.00%

## Typical Borrower Profile

- **Average Loan Amount:** $457,962
- **Average Borrower Income:** $212,932
- **Average Property Value:** $610,190

## Safe Rate Awards 🏆

- ⭐ **FHA Gold Superstar** (63%)

## Performance by Loan Product

| Product | Score | Volume | Avg Spread | Avg Fees | Rating |
|---------|-------|--------|------------|----------|--------|
| Conventional | 58/100 | 597 | +0.317% | $2,803 | Sound ☺️ |
| FHA | 67/100 | 136 | +0.413% | $3,345 | Strong 😀 |
| VA | 60/100 | 19 | -0.129% | $3,012 | Sound ☺️ |
| Jumbo | 40/100 | 10 | +0.528% | $1,436 | Sound ☺️ |

### Product Performance by Purpose

**Conventional:**
- Purchase: 527 loans, Score: 58/100 (Sound)
- Refinance: 70 loans, Score: 53/100 (Sound)

**FHA:**
- Purchase: 106 loans, Score: 65/100 (Strong)
- Refinance: 30 loans, Score: 72/100 (Strong)

## Performance by Loan Purpose

| Purpose | Score | Volume | Dollar Volume | Avg Spread | Rating |
|---------|-------|--------|---------------|------------|--------|
| Purchase | 60/100 | 656 | $302M | +0.317% | Sound ☺️ |
| Refinance | 57/100 | 107 | $48M | +0.392% | Sound ☺️ |

## State Performance

| State | Volume | Market Share | Place Score |
|-------|--------|--------------|-------------|
| NJ | 648 | 0.76% | 89/100 |
| FL | 28 | 0.01% | 44/100 |
| NY | 26 | 0.02% | 48/100 |
| PA | 26 | 0.02% | 47/100 |

## Top Metro Markets (MSAs)

| Market | State | Volume | Place Score |
|--------|-------|--------|-------------|
| New York | NY-NJ | 290 | 80/100 |
| Lakewood | NJ | 160 | 78/100 |
| Newark, NJ | NJ | 144 | 79/100 |
| Camden, NJ | NJ | 23 | 52/100 |
| Non |  | 20 | 27/100 |
| Trenton | NJ | 19 | 55/100 |
| Allentown | PA-NJ | 14 | 46/100 |

## Where This Lender Ranks

BOND STREET MORTGAGE, LLC appears in the following market rankings:

### Best Overall Mortgage Lenders

- 🏆 **#8** in New York for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/new-york/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#13** in New York for FHA Loans
  - [View Full Rankings](https://saferate.com/new-york/best-mortgage-lenders/fha-loans)
- 🏆 **#14** in New York for VA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/new-york/best-mortgage-lenders/mortgage-companies/va-loans)
- 🏆 **#14** in Trenton for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/trenton/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#15** in Trenton for FHA Loans
  - [View Full Rankings](https://saferate.com/trenton/best-mortgage-lenders/fha-loans)
- 🏆 **#16** in New Jersey for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/new-jersey/best-mortgage-lenders/mortgage-companies/fha-loans)
- 🏆 **#16** in New York for VA Loans
  - [View Full Rankings](https://saferate.com/new-york/best-mortgage-lenders/va-loans)
- 🏆 **#18** in Newark, NJ for FHA Loans (Mortgage Companies)
  - [View Full Rankings](https://saferate.com/newark-nj/best-mortgage-lenders/mortgage-companies/fha-loans)

## Frequently Asked Questions

### What loan types does BOND STREET MORTGAGE, LLC offer?

BOND STREET MORTGAGE, LLC offers the following mortgage loan types: FHA, Conventional, VA, Jumbo. Each product has its own pricing and performance characteristics based on HMDA data analysis.

### Where does BOND STREET MORTGAGE, LLC offer mortgages?

BOND STREET MORTGAGE, LLC offers mortgages in 17 states: CA, CT, DE, FL, GA, MA, MD, MI, NC, NJ, NY, OH, PA, SC, TX, VA, WI.

### How competitive are BOND STREET MORTGAGE, LLC's mortgage rates?

BOND STREET MORTGAGE, LLC has a pricing score of 35/100 (Acceptable), based on analysis of their loan data including average rate spread and fees compared to market benchmarks.
Their average rate spread is 0.327% above market average.

### What type of lender is BOND STREET MORTGAGE, LLC?

BOND STREET MORTGAGE, LLC is a non-depository lender that specializes in mortgage origination, headquartered in WILMINGTON, DE.

### What is BOND STREET MORTGAGE, LLC's loan approval success rate?

BOND STREET MORTGAGE, LLC has a pull-through score of 58/100 (Sound). Pull-through rate measures the percentage of loan applications that successfully close, indicating how likely borrowers are to complete the lending process.

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## Data Attribution

**Source:** Safe Rate (saferate.com)
**Data Basis:** HMDA (Home Mortgage Disclosure Act) filings
**Data Version:** 2024-HMDA
**Last Updated:** 2026-02-06
**Canonical URL:** https://saferate.com/lenders/bond-street-mortgage

### How to Cite

> "BOND STREET MORTGAGE, LLC Mortgage Lender Profile." Safe Rate, 2026. https://saferate.com/lenders/bond-street-mortgage

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